Aadhar Housing Finance Ltd.

AADHARHFC

₹472.05

-1.6% (-7.7)

Market Cap

₹20,728 Cr.

P/E

23.86

About

Aadhar Housing Finance is a major player in low-income housing finance in India, catering to the home financing needs of the underserved. It focuses on enabling millions to own their first homes by pr… Read more

Aadhar Housing Finance is a major player in low-income housing finance in India, catering to t… Read more

Low

292

52W Range

High

517

Timeline

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Forensics

8 Yes

Positive for this company

2 Neutral

Neutral for this company

4 No

Negative for this company

1 No Data

Insufficient data to analyse

Accounting & Shareholding

Contingent Liabilities

Company does not have significant contingent liabilities
Other Income

Other income is not affecting ratios of the company
Pledge

Promoters have not pledged a significant portion of their holding
Promoter Holding

Promoter has not sold any shares in the last 90 days
Retail Holding

Retail has been buying the stock which is usually a sign of exuberance

Price & Performance

Current vs Historic Valuation

Company is trading at a discount to 3yr historic valuations
Net Interest Margin

Net interest margin of the company is trending up
Net NPA

Npa's of the company is currently under control
ROE Stregth

Roe of the company is consistently strong
Balance Sheet - Strength

Latest bs is strong. the strength was visible historically as well.
ROE

Financial leverage has increased roe over 10 years
Cost Of Borrowing

Cost of borrowing of the company seems to be trending up
Share price

Share price has increased over last 10 years but more due to rerating
Margin Stability

Margins of the company are volatile
Sales Growth

Unable to calculate due to limited data

Revenue mix

Product Wise Break-Up

Loan Break-Up

Location Wise Break-Up

Borrowing Break-Up - NBFC

Customer Wise Break-Up

Operational Metrics

Net NPA (%)
Source
Gross NPA (%)
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Net Interest Margin (%)
Source
Cost To Income Ratio (%)
Source
Cost of Borrowing (%)
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Capital to Risks Assets Ratio (CRAR) (%)
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AUM - NBFC (Crs)
Source
Tier I Capital (%)
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Yield On Advances (%)
Source

Peer Comparison

FAQs on Aadhar Housing Finance Ltd. Business

What does Aadhar Housing Fin do?

Aadhar Housing Finance is one of the largest low-income housing finance companies in India servicing the home financing needs of the low income sections of the society. It endeavours to empower underserved millions to own their first homes. It offers a range of mortgage-related loan products, including loans for residential property purchase and construction; home improvement and extension loans; and loans for commercial property construction and acquisition.

Who are the competitors of Aadhar Housing Fin?

Aadhar Housing Fin major competitors are Aptus Value Housing, PNB Housing Finance, Aavas Financiers, Home First Finance, Sammaan Capital, Can Fin Homes, India Shelter Fin..
Market Cap of Aadhar Housing Fin is ₹20,728 Crs.
While the median market cap of its peers are ₹12,442 Crs.

Is Aadhar Housing Fin financially stable compared to its competitors?

Aadhar Housing Fin seems to be less financially stable compared to its competitors.
Altman Z score of Aadhar Housing Fin is 1.67 and is ranked 4 out of its 8 competitors.

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Earnings Release		Mar Jun Sep Dec
Investor Presentation		Mar Jun Sep Dec
Conference Call		Mar Jun Sep Dec
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Aadhar Housing Finance Ltd.