Bajaj Finserv Ltd.

BAJAJFINSV

₹1630.75

-0.75% (-12.4)

Market Cap

₹2,60,368 Cr.

P/E

30.63

About

Bajaj Finserv Limited is primarily engaged in the business of promoting financial services such as finance, insurance, broking, investments, etc. including distribution using digital platforms through… Read more

Bajaj Finserv Limited is primarily engaged in the business of promoting financial services suc… Read more

Low

1419

52W Range

High

2030

Timeline

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Forensics

13 Yes

Positive for this company

0 Neutral

Neutral for this company

4 No

Negative for this company

0 No Data

Insufficient data to analyse

Accounting & Shareholding

Contingent Liabilities

Company does not have significant contingent liabilities
Other Income

Other income is not affecting ratios of the company
Pledge

Promoters have not pledged a significant portion of their holding
Promoter Holding

Promoter has been buying shares from the open market over last 90 days
Retail Holding

Retail has been selling the stock which is usually a good time to buy
Depreciation Effect

Company is depreciating a greater percentage of assets. this is contributing to a reduction in net profit
Revenue Recognition

Chances of aggressive revenue recognition - operating profit of company is not getting converted to cash and recievables rising faster than sales

Price & Performance

Capex vs ROCE

Company has maintained it roce despite making significant capex
ROE

Net profit margin is responsible for roe increase over last 10 years
Share price

Share price has increased over last 10 years due to earnings
Working Capital

Working capital of the company seems to be under control
Current vs Historic Valuation

Company is trading at a discount to 3yr historic valuations
Sales Growth

Sales of the company has grown at a good pace
ROCE Strength

Roce of the company is consistently strong
Debt

Company might have issues servicing its debt
Margin Stability

Margins of the company are volatile
Balance Sheet Strength

Balance sheet is weak and might have solvency issues

Market Share

6.58 %

(as of Oct 24)

Historic

Auto Insurance - Market Share

7.86 %

(as of Oct 24)

Historic

Gross Direct Premium Income - Market Share

8.97 %

(as of Oct 24)

Historic

Health Insurance - Market Share

3.46 %

(as of Oct 24)

Historic

New Business Premium Life Insurance - Market Share

Revenue mix

Product Wise Break-Up - General Insurance

Segment Break-Up

Segment Break-Up - Insurance

Location Wise Break-Up

Distribution Channel

Premium Break-Up - General Insurance

Net Profit Break-Up

AUM Break-Up - NBFC

Operational Metrics

Float (Crs)
Source
Yield On Total Investments - General Insurance (%)
Source
Combined Ratio (%)
Source
Monthly Gross Direct Premium Income (GDPI) (Crs)
Source
Risk Retention Ratio (%)
Source
AUM - Life Insurance (Crs)
Source
New Business Performance - Life Insurance (Crs)
Source
Embedded Value (Crs)
Source
Value Of New Business Margin (VNB) (%)
Source
Management Expense Ratio - Life Insurance (%)
Source
13 Month Persistency Ratio (%)
Source
61 Month Persistency Ratio (%)
Source
Commission Ratio - Life Insurance (%)
Source

Peer Comparison

Brands

Bajaj Allianz General Insurance

Bajaj Allianz Life Insurance

Suppliers

Newgen Software Technologies Ltd.
Vakrangee Ltd.
Nucleus Software Exports Ltd.
Aurum Proptech Ltd.

FAQs on Bajaj Finserv Ltd. Business

What does Bajaj Finserv do?

Bajaj Finserv Limited focuses on promoting financial services like finance, insurance, broking, investments through digital platforms and also generates power using wind turbines as a renewable energy source.

Who are the competitors of Bajaj Finserv?

Bajaj Finserv major competitors are JIO Financial Serv., Indian Railway Finance, Power Finance Corp, REC, Shriram Finance, Chola Invest & Fin., Bajaj Finance.
Market Cap of Bajaj Finserv is ₹2,68,167 Crs.
While the median market cap of its peers are ₹1,66,375 Crs.

Is Bajaj Finserv financially stable compared to its competitors?

Bajaj Finserv seems to be less financially stable compared to its competitors.
Altman Z score of Bajaj Finserv is 0.36 and is ranked 8 out of its 8 competitors.

View FAQ's On Shareprice

Company Filing

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