Can Fin Homes Ltd.

Financial

	Can Fin Homes	Sammaan Capital	Home First Finance
Operational Metrics
Banking Sector
Net Interest Margin	3.73 %	n/a	4.9 %
NBFC
Cost To Income Ratio	16.92 %	25.0 %	35.2 %
Cost of Borrowing	7.51 %	8.1 %	8.4 %
AUM - NBFC	37155.0 Crs	62928.0 Crs	11949.4 Crs
Capital to Risks Assets Ratio (CRAR)	23.23 %	34.0 %	33.1 %
Tier I Capital	24.48 %	31.2 %	n/a
Gross NPA	0.92 %	2.37 %	1.7 %
Net NPA	0.49 %	1.4 %	n/a
Housing Finance
Yield On Advances	10.19 %	n/a	13.5 %
Financials
5 yr Average ROE	16.9 %	8.26 %	10.91 %
5yr average Equity Multiplier	8.95	5.04	3.73
5yr Average Asset Turnover Ratio	0.09	0.12	0.12
5yr Avg Net Profit Margin	21.72 %	13.83 %	25.48 %
5yr Avg Net Profit Margin	21.72 %	13.83 %	25.48 %
5yr CAGR Net Profit	14.9 %	-11.2 %	30.9 %
5yr CAGR Sales	11.66 %	-7.95 %	22.48 %
5 yr CAGR PPOP	n/a	n/a	n/a
Price to Book	2.09	0.52	5.43
P/E	11.83	0.0	34.48
Shareholdings
Promoter Holding	29.99 %	0.0	14.25 %
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	0.0	-9.72 %	-19.35 %
Change in Mutual Fund Holding (3 Yrs)	-6.59 %	-3.95 %	13.37 %

Business

	Can Fin Homes	Sammaan Capital	Home First Finance
Product Wise Break-Up	Product Wise Break-Up Home loans 88.26 Loan Against Property 5.92 Loan From Banks 4.63 Loans for Sites 0.87 Fees & Commission Income 0 Interest Income 0 Net gain on fair value charge 0 Fees & commission 0 Interest income 0 Others 0.32	Product Wise Break-Up Interest Income 93.74 Interest income 0 Fees & commission 0 Fees & Commission Income 1.34 Loans for Sites 0 Loan Against Property 0 Net gain on fair value charge 0 Loan From Banks 0 Home loans 0 Others 4.92	Product Wise Break-Up Interest Income 0 Interest Income 87.64 Fee & Commission income 3.79 Fees & Commission Income 0 Loans for Sites 0 Loan Against Property 0 Net gain on derecognition of financial assets carried at fair value 3.0 Loan From Banks 0 Home loans 0 Others 5.57
Borrowing Break-Up - NBFC	Borrowing Break-Up - NBFC Loan From Banks 60.0 Debenture 18.0 National Housing Bank 14.0 Commercial Papers 7.0 Deposits 1.0 Deposits with less than 1 year tenure 0 Overdraft / WCDL Accounts 0 Loans & Advances from Related parties 0 Term Loans 0 Debentures and Securities 0 Bank Loans 0 Sell Down 0 ECB(External commercial borrowing) 0	Borrowing Break-Up - NBFC Debenture 0 Bank Loan 28.0 Deposits with less than 1 year tenure 0 Overdraft / WCDL Accounts 0 Loans & Advances from Related parties 0 ECB 1.0 Debenture 36.0 Sell Down 35.0 Commercial Papers 0 Loan From Banks 0 Deposits 0 National Housing Bank 0 Term Loans 0	-
Location Wise Break-Up	Location Wise Break-Up India 100.0 Rest of the World 0	Location Wise Break-Up India 100.0 Rest of the World 0	Location Wise Break-Up India 0 Rest of the World 0 Others 100
Customer Segment	Customer Segment Salaried 70.94 Self Employed 28.99 Corporates and Others 0 Self Employed 0 Salaried 0 Others 0.07	-	Customer Segment Self Employed 32.0 Salaried 68.0 Corporates and Others 0
AUM Break-Up	AUM Break-Up Construction 63.0 Mortgage & LAP 8.0 Flat 8.0 Resale 4.0 Rennovation 2.0 Business Loans 0 Corporate Mortgage Loans 0 Mortgage Loans 0 Others 15.0	AUM Break-Up Rennovation 0 Business Loans 18.0 Loan Against Property 53.0 Flat 0 Corporate Banking 29.0 Mortgage & LAP 0 Construction 0 Resale 0	-

Can Fin Homes Ltd.

SIGN UP FOR FREE