CreditAccess Grameen Ltd.

CREDITACC

₹1023.1

0.58% (5.85)

Market Cap

₹16,345 Cr.

P/E

18.55

About

CreditAccess Grameen Limited is a prominent micro-finance institution in India that specializes in providing micro-loans to women customers in rural areas. With a focus on addressing various financial… Read more

CreditAccess Grameen Limited is a prominent micro-finance institution in India that specialize… Read more

Low

750

52W Range

High

1552

Timeline

Key company specific updates

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Forensics

11 Yes

Positive for this company

1 Neutral

Neutral for this company

4 No

Negative for this company

0 No Data

Insufficient data to analyse

Accounting & Shareholding

Contingent Liabilities

Company does not have significant contingent liabilities
Other Income

Other income is not affecting ratios of the company
Pledge

Promoters have not pledged a significant portion of their holding
Promoter Holding

Promoter has not sold any shares in the last 90 days
Retail Holding

Retail has been buying the stock which is usually a sign of exuberance

Price & Performance

Cost to Income Ratio

Operational cost of company is trending down
ROE

Net profit margin is responsible for roe increase over last 10 years
Current vs Historic Valuation

Company is trading at a discount to 3yr historic valuations
Net Interest Margin

Net interest margin of the company is trending up
Net NPA

Npa's of the company is currently under control
Sales Growth

Sales of the company has grown at a good pace
ROE Stregth

Roe of the company is consistently strong
Balance Sheet - Strength

Latest bs is strong. the strength was visible historically as well.
Cost Of Borrowing

Cost of borrowing of the company seems to be trending up
Share price

Share price has increased over last 10 years but more due to rerating
Margin Stability

Margins of the company are volatile

Revenue mix

Product Wise Break-Up

Location Wise Break-Up

Borrowings Break-Up

AUM Break-Up - NBFC

Operational Metrics

Net Interest Margin (%)
Source
Cost To Income Ratio (%)
Source
Cost of Borrowing (%)
Source
AUM - NBFC (Crs)
Source
Capital to Risks Assets Ratio (CRAR) (%)
Source
Tier I Capital (%)
Source
Gross NPA (%)
Source
Net NPA (%)
Source

Peer Comparison

Corporate Actions

Consolidated

DATE

DETAILS

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FAQs on CreditAccess Grameen Ltd. Business

What does CreditAccess Grameen do?

CreditAccess Grameen Limited is a top Indian micro-finance institution specializing in providing micro-loans to women in Rural Areas for income generation, family welfare, home improvement, and emergencies.

Who are the competitors of CreditAccess Grameen?

CreditAccess Grameen major competitors are Spandana Sphoorty, Fusion Finance, Manappuram Finance, Capri Global Capital, Five Star Business, IFCI, Piramal Enterprises.
Market Cap of CreditAccess Grameen is ₹16,345 Crs.
While the median market cap of its peers are ₹12,868 Crs.

Is CreditAccess Grameen financially stable compared to its competitors?

CreditAccess Grameen seems to be less financially stable compared to its competitors.
Altman Z score of CreditAccess Grameen is 1.39 and is ranked 4 out of its 8 competitors.

View FAQ's On Shareprice

Global Leaders

Companies with a dominant global position in a product. Might be a sign of very strong moat.

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Conference Call		Mar Jun Sep Dec	Mar Jun Sep Dec	Mar Jun Sep Dec	Mar Jun Sep Dec	Mar Jun Sep Dec	Sep Dec
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Discussions & Analysis

CreditAccess Grameen Ltd.

CreditAccess vs Spandana vs MAS vs Arman - SOIC

View the discussion on ValuePickr

CreditAccess Grameen [NSE:CREDITACC] - low-cost, customer-centric microlending at scale - Open Source Investor

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NBFC

Buy Now Pay Later - Capital Mind

Deep Dive into NBFC Business - Omkara Capital

Asset Liability Mismatch: Why do NBFCs & Banks knowingly create it? - Dr Vijay Malik

NBFC & Banks| How to find Multibaggers in this sector! - SOIC

Masterclass on NBFC sector by Mr Umesh Agarwal - Finnacle

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CreditAccess Grameen Ltd.