Edelweiss Financial Services Ltd.

Financial

	Edelweiss Financial	Prudent Corporate	UTI Asset Management
Operational Metrics
Asset Management Sector
% of AUM in equity fund	34.26 %	n/a	41.16 %
5 Yr AUM CAGR - Mutual Funds	46.47 %	n/a	20.35 %
AUM - Mutual Funds	165703.67 Crs	106271.0 Crs	338627.12 Crs
Banking Sector
Net Interest Margin	0.2 %	n/a	n/a
Capital to Risks Assets Ratio (CRAR)	51.1 %	n/a	n/a
Tier I Capital	16.2 %	n/a	n/a
Life Insurance Sector
61 Month Persistency Ratio	40.6 %	n/a	n/a
13 Month Persistency Ratio	67.1 %	n/a	n/a
Commission Ratio - Life Insurance	9.4 %	n/a	n/a
Claim Settlement Ratio	98.0 %	n/a	n/a
New Business Performance - Life Insurance	60.9 Crs	n/a	n/a
Management Expense Ratio - Life Insurance	41.8 %	n/a	n/a
Embedded Value	1951.0 Crs	n/a	n/a
Value Of New Business Margin (VNB)	38.0 %	n/a	n/a
NBFC
Gross NPA	2.32 %	n/a	n/a
Net NPA	1.46 %	n/a	n/a
Cost To Income Ratio	76.0 %	n/a	n/a
Cost of Borrowing	10.5 %	n/a	n/a
AUM - NBFC	5360.22 Crs	n/a	n/a
Financials
5 yr Average ROE	-2.5 %	29.89 %	13.7 %
5yr average Equity Multiplier	7.42	1.64	1.18
5yr Average Asset Turnover Ratio	0.2	1.12	0.3
5yr Avg Net Profit Margin	-1.33 %	16.36 %	38.55 %
5yr Avg Net Profit Margin	-1.33 %	n/a	n/a
5yr CAGR Net Profit	n/a	n/a	n/a
5yr CAGR Sales	-0.69 %	n/a	n/a
5 yr CAGR PPOP	n/a	n/a	n/a
Price to Book	1.6	18.07	3.34
P/E	17.47	54.46	17.99
Shareholdings
Promoter Holding	32.71 %	55.72 %	0.0
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	0.09 %	-2.72 %	0.0
Change in Mutual Fund Holding (3 Yrs)	0.2 %	8.53 %	-0.56 %

Business

	Edelweiss Financial	Prudent Corporate	UTI Asset Management
Segment Break-Up	Segment Break-Up Capital based 44.22 Insurance 31.0 Asset Reconstruction 9.86 Alternatives business 9.34 Mutual Fund business 2.82 Treasury 0 Agency 0 Others 2.76	-	Segment Break-Up Agency 0 Insurance 0 Mutual Fund business 0 Capital based 0 Alternatives business 0 Treasury 0 Asset Reconstruction 0 Others 100
Loan Break-Up	Loan Break-Up Consumer Finance 34.0 Corporate Banking 30.0 Structured Collateralised Credit 15.0 Small & Medium Enterprises (SME) loans 13.0 ESOP and Margin Financing 7.0 Agricultural Loan 1.0	-	-
Location Wise Break-Up	Location Wise Break-Up India 100.0 Next 75 Cities 0 Next 20 Cities 0 Next 10 Cities 0 Top 5 Cities 0	Location Wise Break-Up Next 10 Cities 0 Next 20 Cities 0 Top 5 Cities 0 Next 75 Cities 0 India 100.0	Location Wise Break-Up Next 10 Cities 8.9 Next 20 Cities 5.94 Top 5 Cities 61.25 Next 75 Cities 10.85 India 0 Others 13.06
Investment Break-Up	Investment Break-Up Government securities 53.76 Other Approved investments 29.55 Investments in Infrastructure and Social Sector 16.69	-	-
Borrowings Break-Up	Borrowings Break-Up Banking 43.0 Retail 26.0 PF & Insurance 20.0 MF 11.0 ASB 0 Corporate 0	-	-
Premium Break-Up - General Insurance	Premium Break-Up - General Insurance Motor 51.79 Health Insurance 36.4 Fire 2.38 Personal Accident 1.43 Engineering 0.15 Marine 0 Others 7.85	-	-
Premium Break-Up	Premium Break-Up Life Insurance Business 77.93 General Insurance 22.07	-	-
Profit Before Tax	Profit Before Tax Others 100	-	-
Premium Break-Up - Life Insurance	Premium Break-Up - Life Insurance Traditional Non Par 42.0 Traditional Par 23.0 ULIP 22.0 Group 14.0	-	-
Asset Break-Up	Asset Break-Up Others 100	-	-
AUM Break-Up - Asset Management	AUM Break-Up - Asset Management ETF 35.3 Equity 34.66 Debt 8.57 Liquid/ Money Market 4.82 Balanced schemes 0 Other Debt Schemes 0 Infrastructure Debt Funds 0 FMP 0 Gilt 0 Exchanges Traded Fund 0 Growth/Equity Oriented Schemes 0 Income/Debt Schemes 0 Balanced Scheme 0 Others 16.65	-	AUM Break-Up - Asset Management Debt 0 Debt 9.77 ETF 0 Balanced schemes 0 Gilt 0 Equity 0 Infrastructure Debt Funds 0 FMP 0 Other Debt Schemes 0 Equity 42.16 ETF 31.82 Balanced schemes 1.74 Liquid/ Money Market 0 Others 14.51

Edelweiss Financial Services Ltd.

Edelweiss Financial Services Ltd.

SIGN UP FOR FREE