Equitas Small Finance Bank Ltd.

EQUITASBNK

₹67.75

-0.63% (-0.43)

Market Cap

₹7,771 Cr.

P/E

24.86

About

Equitas Small Finance Bank Limited focuses on providing banking products and services to financially underserved segments in India. Their offerings cater to individuals with informal income sources, o… Read more

Equitas Small Finance Bank Limited focuses on providing banking products and services to finan… Read more

Low

52W Range

High

108

Timeline

Key company specific updates

Company Timeline

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Forensics

7 Yes

Positive for this company

1 Neutral

Neutral for this company

8 No

Negative for this company

0 No Data

Insufficient data to analyse

Accounting & Shareholding

Contingent Liabilities

Company does not have significant contingent liabilities
Pledge

Promoters have not pledged a significant portion of their holding
Promoter Holding

Promoter has not sold any shares in the last 90 days
Retail Holding

Retail has been buying the stock which is usually a sign of exuberance
Other Income

Other income component is making ratios of the company look optically better

Price & Performance

ROE

Net profit margin is responsible for roe increase over last 10 years
Current vs Historic Valuation

Company is trading at a discount to 3yr historic valuations
Net NPA

Npa's of the company is currently under control
Sales Growth

Sales of the company has grown at a good pace
Balance Sheet - Strength

Latest bs is strong. the strength was visible historically as well.
Cost Of Borrowing

Cost of borrowing of the company seems to be trending up
Cost to Income Ratio

Operational cost of company is trending up
Net Interest Margin

Net interest margin of the company is trending down
Share price

Share price has increased over last 10 years but more due to rerating
Margin Stability

Margins of the company are volatile
ROE Stregth

Roe of the company is not consistently strong

Revenue mix

Segment Break-Up

Loan Break-Up

Location Wise Break-Up

Operating Profit Break-Up

Capex

Borrowings Break-Up

Asset Break-Up

Priority vs Non-Priority Sector

NPA Break-Up

Operational Metrics

Fresh Slippages - Quarterly (Crs)
Source
Cost To Income Ratio (%)
Source
CASA vs Liabilities (%)
Source
Net Interest Margin (%)
Source
Gross NPA (%)
Source
Net NPA (%)
Source
CASA Ratio (%)
Source
Capital to Risks Assets Ratio (CRAR) (%)
Source
Credit Deposit Ratio (%)
Source
Cost of Borrowing (%)
Source
AUM - NBFC (Crs)
Source
Yield On Advances (%)
Source
Tier 2 Capital (%)
Source
Tier I Capital (%)
Source

Peer Comparison

Corporate Actions

Consolidated

DATE

DETAILS

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FAQs on Equitas Small Finance Bank Ltd. Business

What does Equitas Small Fin. do?

Equitas Small Finance Bank focuses on serving financially unserved and underserved customer segments in India by offering a range of customized banking products and services, including small business loans, microfinance, and vehicle loans.

Who are the competitors of Equitas Small Fin.?

Equitas Small Fin. major competitors are Karnataka Bank, Tamilnad Mercantile, Ujjivan Small Fin, South Indian Bank, CSB Bank, DCB Bank, RBL Bank.
Market Cap of Equitas Small Fin. is ₹7,771 Crs.
While the median market cap of its peers are ₹6,986 Crs.

Is Equitas Small Fin. financially stable compared to its competitors?

Equitas Small Fin. seems to be financially stable compared to its competitors.
The probability of it going bankrupt or facing a financial crunch seem to be lower than its immediate competitors.

View FAQ's On Shareprice

Global Leaders

Companies with a dominant global position in a product. Might be a sign of very strong moat.

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Companies in any sector undergoing sizeable expansion

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Companies where superstar investors like Rakesh Jhunjhunwala, Asish Kacholia have invested

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Company Filing

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Annual Report	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11	FY10
Earnings Release		Mar Jun Sep Dec	Mar Jun Sep Dec	Mar Jun Sep Dec	Mar Jun Sep Dec	Dec
Investor Presentation		Mar Jun Sep Dec	Mar Jun Sep Dec	Mar May Jun Jul Sep Dec	Mar Jun Sep Dec	Dec
Conference Call		Mar Jun Sep Dec	Mar Jun Sep Dec	Mar Jun Sep Dec	Mar Jun Sep	Sep Dec
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Discussions & Analysis

Equitas Small Finance Bank Ltd.

Special Situation - Demerger Of Equitas SFB - SOIC

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Raw Material

Equitas Small Finance Bank Ltd.

Equitas Small Finance Bank Ltd.

About

Timeline

Company Timeline

7 Yes

1 Neutral

8 No

0 No Data

Accounting & Shareholding

Contingent Liabilities

Pledge

Promoter Holding

Retail Holding

Other Income

Price & Performance

ROE

Current vs Historic Valuation

Net NPA

Sales Growth

Balance Sheet - Strength

Cost Of Borrowing

Cost to Income Ratio

Net Interest Margin

Share price

Margin Stability

ROE Stregth

Segment Break-Up

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Loan Break-Up

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Location Wise Break-Up

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Operating Profit Break-Up

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Capex

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Borrowings Break-Up

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Asset Break-Up

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Priority vs Non-Priority Sector

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NPA Break-Up

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What does Equitas Small Fin. do?

Who are the competitors of Equitas Small Fin.?

Is Equitas Small Fin. financially stable compared to its competitors?

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