General Insurance Corporation of India

Financial

	General Ins. Corp	Aditya Birla Capital	Max Financial
Operational Metrics
General Insurance Sector
Yield On Total Investments - General Insurance	11.79 %	7.28 %	n/a
Combined Ratio	89.26 %	112.0 %	95.0 %
Monthly Gross Direct Premium Income (GDPI)	8723.65 Crs	460.79 Crs	290.55 Crs
Risk Retention Ratio	91.0 %	76.0 %	77.0 %
Float	50038.15 Crs	1610.25 Crs	n/a
Financials
5 yr Average ROE	0.0	12.51 %	9.1 %
5yr average Equity Multiplier	n/a	8.94	34.76
5yr Average Asset Turnover Ratio	n/a	0.15	0.27
5yr Avg Net Profit Margin	n/a	9.19 %	0.98 %
P/E	8.54	13.16	123.47
5yr CAGR Net Profit	n/a	n/a	n/a
Shareholdings
Promoter Holding	82.4 %	68.9 %	3.34 %
Share Pledged by Promoters	0.0	0.0	0.1 %
Change in Promoter Holding (3 Yrs)	-3.38 %	-1.79 %	-11.38 %
Change in Mutual Fund Holding (3 Yrs)	1.36 %	1.45 %	13.33 %

Business

	General Ins. Corp	Aditya Birla Capital	Max Financial
Product Wise Break-Up	Product Wise Break-Up FIRE INSURANCE 38.85 Motors 18.92 Health 15.82 Life Insurance Business 4.73 Engineering 4.65 MARINE 3.38 Oth. Misc. 3.28 Agricultural 3.02 Aviation 2.8 PERSONAL ACCIDENT 1.72 FL/Credit 1.05 Liability 0.12 WORKMEN`S COMPENSATION 0 Rental 0 Dividend Income 0 Interest Income 0 Services 0 0 Net gain on fair value changes 0 Others 1.66	-	Product Wise Break-Up Aviation 0 Engineering 0 PERSONAL ACCIDENT 0 Health 0 Agricultural 0 Net gain on fair value changes 0.4 Dividend Income 0.01 Services 0 Oth. Misc. 0 Interest Income 1.03 FIRE INSURANCE 0 0 MARINE 0 WORKMEN`S COMPENSATION 0 Rental 0.02 Life Insurance Business 0 FL/Credit 0 Liability 0 Motors 0 Others 98.54
Location Wise Break-Up	Location Wise Break-Up India 100.0 Rest of the World 0	Location Wise Break-Up India 99.94 Rest of the World 0.06	Location Wise Break-Up India 100.0 Rest of the World 0
Investment Break-Up	Investment Break-Up Government securities 40.62 Other Approved investments 38.6 Investments in Infrastructure and Social Sector 12.6 Other than Approved Investment 8.07 Other Approved investments 0 Other Approved Securities 0 0 Others 0.11	-	Investment Break-Up Other than Approved Investment 0 Other Approved investments 17.13 Government securities 0 Other Approved investments 12.48 Investments in Infrastructure and Social Sector 17.14 Government securities 53.18 Others 0.07