IBL Finance Limited commenced its lending business to self-employed professional and small business entrepreneurs during the financial year March 31, 2019. Subsequently, from the Fiscal 2020 it migrated to fintech based financial services platform. As a technology-driven fintech company, it leverages technology and data-science to make lending quick and easy. The company through its mobile App provides instant personal loans which is almost 100% digital process.

IBL Finance major competitors are Key Corp., Sonal Mercantile, Credent Global Fin., Baid Finserv, Usha Financial Serv., Capital Trust, Alfred Herbert (I).
Market Cap of IBL Finance is ₹139 Crs.
While the median market cap of its peers are ₹140 Crs.

IBL Finance seems to be financially stable compared to its competitors.
The probability of it going bankrupt or facing a financial crunch seem to be lower than its immediate competitors.