IFCI Ltd.

Financial

	IFCI	SBFC Finance	Capri Global Capital
Operational Metrics
Banking Sector
Net Interest Margin	-5.9 %	10.27 %	8.7 %
Fresh Slippages - Quarterly	59.2 Crs	n/a	40.01 Crs
Capital to Risks Assets Ratio (CRAR)	-48.4 %	38.4 %	22.9 %
Tier I Capital	-48.36 %	n/a	n/a
Yield On Advances	12.02 %	17.7 %	n/a
NBFC
Cost of Borrowing	9.1 %	9.31 %	9.4 %
Gross NPA	49.1 %	n/a	1.7 %
Net NPA	83.8 %	n/a	1.0 %
Financials
5 yr Average ROE	-24.91 %	7.4 %	8.9 %
5yr average Equity Multiplier	4.53	3.21	3.56
5yr Average Asset Turnover Ratio	0.11	0.13	0.14
5yr Avg Net Profit Margin	-45.4 %	18.64 %	18.71 %
5yr Avg Net Profit Margin	-45.4 %	18.64 %	n/a
5yr CAGR Net Profit	n/a	29.73 %	n/a
5yr CAGR Sales	-3.62 %	13.86 %	n/a
5 yr CAGR PPOP	n/a	n/a	n/a
Price to Book	2.09	3.72	3.45
P/E	159.08	33.97	36.07
Shareholdings
Promoter Holding	72.57 %	54.75 %	69.87 %
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	7.71 %	-9.3 %	-4.85 %
Change in Mutual Fund Holding (3 Yrs)	0.08 %	3.68 %	1.65 %

Business

	IFCI	SBFC Finance	Capri Global Capital
Product Wise Break-Up	Product Wise Break-Up Fee & Commission income 31.76 Interest Income 24.19 Service 23.35 Net gain on fair value changes 18.34 Rental Income 2.17 Dividend 0.19 0 Fee and commission income 0	-	Product Wise Break-Up Service 0 Dividend 0 Interest Income 0 Fee & Commission income 0 Rental Income 0 0 Fee & Commission income 10.05 Net gain on fair value changes 1.72 Others 88.23
Loan Break-Up	Loan Break-Up STL 37.06 Project Loan 32.49 Corporate Banking 28.91 LAS 1.54 Unsecured Loan 0 Loan against Property 0 Loans against Gold 0 Secured MSME Loans 0 Gold Loan 0 Housing Loans 0 Indirect Retail Lending 0 Construction Finance 0 MSME 0	Loan Break-Up MSME 0 Secured MSME Loans 83.0 Project Loan 0 Corporate Banking 0 Loans against Gold 16.0 LAS 0 Housing Loans 0 Indirect Retail Lending 0 Loan against Property 0 Construction Finance 0 Gold Loan 0 STL 0 Unsecured Loan 0 Others 1.0	Loan Break-Up MSME Sector 7.35 Secured MSME Loans 0 Project Loan 0 Corporate Banking 0 Loans against Gold 0 LAS 0 Home loans 8.61 Indirect Retail Lending 7.36 Loan against Property 0 Construction Finance 14.08 Gold Loan 62.6 STL 0 Unsecured Loan 0
Location Wise Break-Up	Location Wise Break-Up India 100.0 Rest of the World 0	-	Location Wise Break-Up India 100.0 Rest of the World 0
Verticals	Verticals Manufacturing 28.15 Infra - Energy 23.76 Infra - Transport & Logistics 14.28 Service 12.5 Real Estate 9.77 Holding Co 2.85 Infra - Communication 1.28 Mining & Exploration 1.08 Infra - Socail & Commercial 0.43 BFSI 0 Others 5.9	-	-
Borrowings Break-Up	Borrowings Break-Up Private Placement Bonds 32.27 Bank Loan 32.01 Public NCDs 12.18 Subordinate Bonds 8.11 NCD 5.05 Infrastructure Bonds 4.45 Foreign Currency Borrowings 2.63 Tax Free Bonds 1.91 Zero Coupon Bonds 1.39 Debt Securities 0 Term Loans from Banks 0 From Banks (Cash Credit) 0 From Banks (Overdraft) 0	-	Borrowings Break-Up Foreign Currency Borrowings 0 Loan From Banks 3.65 Public NCDs 0 Zero Coupon Bonds 0 Subordinate Bonds 0 NCD 0 Private Placement Bonds 0 Infrastructure Bonds 0 Tax Free Bonds 0 Loan From Banks 94.57 Debt Securities 1.46 From Banks (Overdraft) 0 Bank Loan 0 Others 0.32

IFCI Ltd.

SIGN UP FOR FREE