Kotak Mahindra Bank Ltd.

KOTAKBANK

₹1707.9

1.19% (20.05)

Market Cap

₹3,39,598 Cr.

P/E

15.37

About

Kotak Mahindra Bank Limited, established in 1985, is one of India's leading banking and financial services groups, offering a wide range of financial services that encompass every sphere of life. It o… Read more

Kotak Mahindra Bank Limited, established in 1985, is one of India's leading banking and financ… Read more

Low

1544

52W Range

High

1942

Timeline

Key company specific updates

Company Timeline

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Forensics

7 Yes

Positive for this company

2 Neutral

Neutral for this company

7 No

Negative for this company

0 No Data

Insufficient data to analyse

Accounting & Shareholding

Pledge

Promoters have not pledged a significant portion of their holding
Retail Holding

Retail has been selling the stock which is usually a good time to buy
Promoter Holding

Promoter has not sold any shares in the last 90 days
Contingent Liabilities

Company has significant contigent liabilities which can be risky
Other Income

Other income component is making ratios of the company look optically better

Price & Performance

Cost to Income Ratio

Operational cost of company is trending down
Share price

Share price has increased over last 10 years due to earnings
Current vs Historic Valuation

Company is trading at a discount to 3yr historic valuations
Net NPA

Npa's of the company is currently under control
Balance Sheet - Strength

Latest bs is strong. the strength was visible historically as well.
ROE

Financial leverage has increased roe over 10 years
Cost Of Borrowing

Cost of borrowing of the company seems to be trending up
Net Interest Margin

Net interest margin of the company is trending down
Sales Growth

Sales of the company has grown at a slow pace
Margin Stability

Margins of the company are volatile
ROE Stregth

Roe of the company is not consistently strong

Market Share

0.97 %

(as of Sep 24)

Historic

Auto Insurance - Market Share

2.31 %

(as of Sep 24)

Historic

Bank Advances - Market Share

2.11 %

(as of Sep 24)

Historic

Bank Deposits - Market Share

3.60 %

(as of Sep 24)

Historic

Credit Card Transactions - Market Share

2.20 %

(as of Sep 24)

Historic

Debit Card Transactions - Market Share

12.85 %

(as of Oct 24)

Historic

Equity AUM - Market Share

0.61 %

(as of Sep 24)

Historic

Gross Direct Premium Income - Market Share

0.63 %

(as of Sep 24)

Historic

Health Insurance - Market Share

3.24 %

(as of Jun 24)

Historic

Housing Loan - Market Share

4.10 %

(as of Sep 24)

Historic

Internet Banking - Market Share

4.70 %

(as of Sep 24)

Historic

Mobile Banking Transactions - Market Share

8.82 %

(as of Oct 24)

Historic

Mutual Fund - Market Share

3.94 %

(as of Jun 24)

Historic

Net Interest Income(NII) - Market Share

2.40 %

(as of Oct 24)

Historic

New Business Premium Life Insurance - Market Share

2.99 %

(as of Oct 24)

Historic

Number of Accounts - Broking - Market Share

Revenue mix

Segment Break-Up

Loan Break-Up - Priority Sector

Loan Break-Up

Location Wise Break-Up

Operating Profit Break-Up

Investment Break-Up - LIFE INSURANCE

Investment Break-Up - General Insurance

Borrowings Break-Up

Premium Break-Up - General Insurance

Premium Break-Up - Insurance

Asset Break-Up - Segment Wise

Premium Break-Up - Life Insurance

AUM Break-Up - Asset Management

Priority vs Non-Priority Sector

Operational Metrics

5 Yr AUM CAGR - Mutual Funds (%)
Source
% of AUM in equity fund (%)
Source
AUM - Mutual Funds (Crs)
Source
Cost To Income Ratio (%)
Source
Fresh Slippages - Quarterly (Crs)
Source
Credit Deposit Ratio (%)
Source
Net Interest Margin (%)
Source
Gross NPA (%)
Source
Net NPA (%)
Source
CASA Ratio (%)
Source
CASA vs Liabilities (%)
Source
Capital to Risks Assets Ratio (CRAR) (%)
Source
Tier I Capital (%)
Source
Tier 2 Capital (%)
Source
Yield On Total Investments - General Insurance (%)
Source
Float (Crs)
Source
Combined Ratio (%)
Source
Monthly Gross Direct Premium Income (GDPI) (Crs)
Source
Risk Retention Ratio (%)
Source
Commission Ratio - Life Insurance (%)
Source
Value Of New Business Margin (VNB) (%)
Source
Management Expense Ratio - Life Insurance (%)
Source
New Business Performance - Life Insurance (Crs)
Source
AUM - Life Insurance (Crs)
Source
Claim Settlement Ratio (%)
Source
Embedded Value (Crs)
Source
61 Month Persistency Ratio (%)
Source
13 Month Persistency Ratio (%)
Source
Cost of Borrowing (%)
Source

Peer Comparison

Suppliers

Aurionpro Solutions Ltd.
Airan Ltd.

FAQs on Kotak Mahindra Bank Ltd. Business

What does Kotak Mahindra Bank do?

Founded in 1985, Kotak Mahindra Bank Limited is a prominent banking and financial services group in India, providing a diverse range of products and services catering to both corporate and retail clients.

Who are the competitors of Kotak Mahindra Bank?

Kotak Mahindra Bank major competitors are Axis Bank, Indusind Bank, Yes Bank, Federal Bank, IDFC First Bank, AU Small Fin. Bank, Bandhan Bank.
Market Cap of Kotak Mahindra Bank is ₹3,39,598 Crs.
While the median market cap of its peers are ₹48,326 Crs.

Is Kotak Mahindra Bank financially stable compared to its competitors?

Kotak Mahindra Bank seems to be financially stable compared to its competitors.
The probability of it going bankrupt or facing a financial crunch seem to be lower than its immediate competitors.

View FAQ's On Shareprice

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