Life Insurance Corporation of India

Financial

	Life Insurance Corp	HDFC Life Insurance	SBI Life Insuran
Operational Metrics
Life Insurance Sector
Embedded Value	727344.0 Crs	52110.0 Crs	51260.0 Crs
Value Of New Business Margin (VNB)	16.8 %	24.6 %	26.8 %
Management Expense Ratio - Life Insurance	16.2 %	20.87 %	10.57 %
13 Month Persistency Ratio	71.86 %	88.0 %	84.16 %
61 Month Persistency Ratio	54.48 %	60.0 %	66.14 %
Commission Ratio - Life Insurance	5.41 %	10.94 %	4.97 %
AUM - Life Insurance	5121887.0 Crs	324940.0 Crs	438950.0 Crs
New Business Performance - Life Insurance	17131.09 Crs	2799.15 Crs	2648.38 Crs
Claim Settlement Ratio	98.15 %	99.7 %	99.17 %
Financials
5 yr Average ROE	0.0	0.0	0.0
5yr average Equity Multiplier	n/a	n/a	n/a
5yr Average Asset Turnover Ratio	n/a	n/a	n/a
5yr Avg Net Profit Margin	n/a	n/a	n/a
P/E	13.84	88.24	71.76
5yr CAGR Net Profit	72.1 %	3.94 %	5.89 %
Shareholdings
Promoter Holding	96.5 %	50.34 %	55.39 %
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	0.0	-3.47 %	-0.3 %
Change in Mutual Fund Holding (3 Yrs)	0.28 %	5.98 %	1.26 %

Business

	Life Insurance Corp	HDFC Life Insurance	SBI Life Insuran
Product Wise Break-Up	Product Wise Break-Up Life Insurance 73.69 Pension Business 23.18 Annuity Business 3.13 Health Business 0 Variable Business 0 Annuity 0 Variable Insurance 0 Pension 0 Life 0	-	Product Wise Break-Up Annuity 6.25 Pension 12.93 Annuity Business 0 Variable Business 0 Pension Business 0 Variable Insurance 0.27 Life 80.52 Life Insurance 0 Health Business 0 Others 0.03
Location Wise Break-Up	Location Wise Break-Up India 100.0 Domestic 0	Location Wise Break-Up Domestic 100.0 India 0	Location Wise Break-Up Domestic 0 India 100.0
Distribution Channel	Distribution Channel Individual Agents 93.8 Corporate Agents - Banks 3.12 Direct Business 2.2 Web Aggregators 0.76 Corporate Agents - Others 0.12 Group Savings 0 Group Protection 0 Bancassurance & Broker 0 Agency & Direct 0 Agency 0 Bancassurance 0	Distribution Channel Direct Business 0 Corporate Agents - Others 0 Individual Agents 0 Bancassurance 0 Group Premium 11.0 Bancassurance 56.0 Group Savings 13.0 Agency 0 Web Aggregators 0 Agency 20.0 Corporate Agents - Banks 0	Distribution Channel Direct Business 0 Corporate Agents - Others 0 Individual Agents 0 Bancassurance 51.0 Group Protection 0 Bancassurance & Broker 0 Group Savings 0 Agency 21.0 Web Aggregators 0 Agency & Direct 0 Corporate Agents - Banks 0 Others 28.0
Investment Break-Up	Investment Break-Up Government Securities & Treasury Bills 59.39 Other Investments 30.53 Investments In Infrastructure 8.06 Other than Approved Securities 1.12 Other Approved Securities 0.22 Infrastructure Investment Fund 0 Deep Discount Bonds 0 CBLO/Repo Investments 0 Other than Approved Investments 0 Investment Properties - Real Estate 0 Mutual Funds 0 Fixed Deposit 0 Debentures / Bonds 0 Equity 0 0 0 0 0 Others 0.68	Investment Break-Up Infrastructure Investment Fund 0 Debenture 6.31 Investments In Infrastructure 0 Other than Approved Investments 1.65 Mutual Fund 0.15 Other than Approved Securities 0 Investment Property 0.49 Investments in Infrastructure and Social Sector 12.77 Fixed Deposits 0.32 Other Approved Securities 0 Deep Discount Bonds 0.36 Government Securities & Treasury Bills 0 Other Investments 0 Government securities 53.06 0 Equity 7.92 0 CBLO/Repo Investments 2.51 Others 14.46	Investment Break-Up Infrastructure Investment Fund 0 Debentures / Bonds 0 Investments In Infrastructure 0 Other than Approved Investments 0 Mutual Funds 0 Other than Approved Securities 0 Investment Properties - Real Estate 0 0 Fixed Deposit 0 Other Approved Securities 46.12 Deep Discount Bonds 0 Government Securities & Treasury Bills 0 Other Investments 0 0 Investments in Infrastructure and Social Sector 1.8 Equity 0 Government securities 52.08 CBLO/Repo Investments 0
Premium Break-Up	Premium Break-Up North India 27.68 South India 26.58 West India 25.85 East India 19.89	-	-

Life Insurance Corporation of India

Life Insurance Corporation of India

SIGN UP FOR FREE