Niyogin Fintech Ltd.

Financial

	Niyogin Fintech	Digispice Technolog	Alankit
Operational Metrics
Financials
5 yr Average ROE	-5.37 %	-4.4 %	3.01 %
5yr average Equity Multiplier	1.29	2.43	1.89
5yr Average Asset Turnover Ratio	0.26	1.05	0.71
5yr Avg Net Profit Margin	-26.01 %	-2.73 %	3.54 %
Price to Book	2.33	1.95	1.42
P/E	0.0	45.23	18.35
5yr Avg Cash Conversion Cycle	-706.5 Days	-1617.57 Days	-23.46 Days
Inventory Days	6.75 Days	1.83 Days	11.29 Days
Days Receivable	35.5 Days	23.06 Days	108.58 Days
Days Payable	214.03 Days	-107.9 Days	182.33 Days
5yr Average Interest Coverage Ratio	-23.2	6.41	2.12
5yr Avg ROCE	-5.9 %	4.85 %	11.68 %
5yr Avg Operating Profit Margin	-23.51 %	1.67 %	11.15 %
5 yr average Debt to Equity	0.04	0.19	0.14
5yr CAGR Net Profit	-6.83 %	n/a	9.08 %
5yr Average Return on Assets	-4.38 %	-2.49 %	1.58 %
Shareholdings
Promoter Holding	37.65 %	72.64 %	54.15 %
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	-0.9 %	-1.06 %	-0.71 %
Change in Mutual Fund Holding (3 Yrs)	0.0	0.0	0.0

Business

	Niyogin Fintech	Digispice Technolog	Alankit
Product Wise Break-Up	Product Wise Break-Up Fee & Commission income 25.19 Interest Income 14.69 Interest on loans 0 Loss on sale of investments 0 Financial Technology Services 0 Digital Technology Services 0 IT Enabled Services 0 E-Governance Trading 0 E-Governance Services 0 Financial Services 0 Others 60.12	Product Wise Break-Up Fee & Commission income 0 Digital Technology Services 0 E-Governance Trading 0 Financial Technology Services 100.0 IT Enabled Services 0 Interest on loans 0 Loss on sale of investments 0 Financial Services 0 Interest Income 0 E-Governance Services 0	Product Wise Break-Up Fee & Commission income 0 Digital Technology Services 0 E-Governance Trading 63.15 Financial Technology Services 0 IT Enabled Services 13.29 Interest on loans 0 Loss on sale of investments 0 Financial Services 12.17 Interest Income 0 E-Governance Services 10.43 Others 0.96
Location Wise Break-Up	Location Wise Break-Up India 100.0 Rest of the World 0 International 0 Domestic 0	Location Wise Break-Up Domestic 0 India 100.0 International 0 Rest of the World 0	Location Wise Break-Up Domestic 100.0 India 0 International 0 Rest of the World 0
Asset Break-Up - Geography Wise	Asset Break-Up - Geography Wise Others 100	-	-