One97 Communications Ltd.

Financial

	One97 Communications	PB Fintech	FSN E-Commerce
Operational Metrics
Marketplace
Monthly GMV/MTU	15957.45 Rs	n/a	n/a
Gross Merchandise Volume (GMV) - Quarterly	447000.0 Rs Crs	n/a	3646.6 Rs Crs
Payment Processing Charges as a % of GMV	0.12 %	n/a	n/a
Ticket Size - Loans	12170.45 Rs	n/a	n/a
Average Monthly Loans Through Paytm	4400.0 Ths	n/a	n/a
Average Monthly Value of Loans Disbursed	5355.0 Crs	n/a	n/a
Unclassified
Advertisement Spend as a % of Total Sales	9.3 %	n/a	12.13 %
Financials
5 yr Average ROE	-20.44 %	-10.94 %	2.47 %
5yr average Equity Multiplier	1.32	1.16	2.45
5yr Average Asset Turnover Ratio	0.39	0.41	1.8
5yr Avg Net Profit Margin	-46.35 %	-26.38 %	0.63 %
Price to Book	4.15	15.73	36.64
P/E	0.0	458.68	0.0
5yr Avg Cash Conversion Cycle	52.83 Days	70.49 Days	41.74 Days
Inventory Days	0.0	0.0	67.72 Days
Days Receivable	52.83 Days	70.49 Days	11.58 Days
Days Payable	37.89 Days	16.45 Days	59.72 Days
5yr Average Interest Coverage Ratio	-55.96	-22.38	1.82
5yr Avg ROCE	-17.96 %	-9.55 %	10.35 %
5yr Avg Operating Profit Margin	-44.44 %	-30.81 %	5.21 %
5 yr average Debt to Equity	0.02	0.0	0.47
5yr CAGR Net Profit	-13.0 %	n/a	n/a
5yr Average Return on Assets	-15.52 %	-9.29 %	1.25 %
Shareholdings
Promoter Holding	0.0	0.0	52.18 %
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	0.0	0.0	-0.38 %
Change in Mutual Fund Holding (3 Yrs)	6.8 %	10.71 %	14.55 %

Business

	One97 Communications	PB Fintech	FSN E-Commerce
Product Wise Break-Up	Product Wise Break-Up Payment Processing 79.64 Cloud Services 18.19 Financial Products Commission 0 Rewards 0 Marketing & Consulting 0 Outsourcing Services 0 Insurance Commission 0 Market Place services 0 Marketing & Supporting Revenue 0 Sale of Beauty Products 0 Others 2.17	Product Wise Break-Up Marketing & Supporting Revenue 0 Rewards 0 Cloud Services 0 Market Place services 0 Consulting 1.24 Payment Processing 0 Outsourcing Services 10.39 Sale of Beauty Products 0 Financial Products Commission 15.89 Insurance Commission 69.61 Others 2.87	Product Wise Break-Up Marketing 9.9 Rewards 0 Cloud Services 0 Marketplace 4.29 Marketing & Consulting 0 Payment Processing 0 Outsourcing Services 0 Beauty Products 85.27 Financial Products Commission 0 Insurance Commission 0 Others 0.54
Loan Break-Up	Loan Break-Up Merchant Loans 62.56 Personal Loans 37.44 Postpaid Loans 0	-	-
Location Wise Break-Up	Location Wise Break-Up India 100.0	Location Wise Break-Up India 100.0	Location Wise Break-Up India 99.92 Others 0.08