Paul Merchants Ltd.

Financial

	Paul Merchants	Delphi World Money	MMTC
Operational Metrics
Financials
5 yr Average ROE	8.29 %	13.36 %	-105.39 %
5yr average Equity Multiplier	1.51	2.98	6.02
5yr Average Asset Turnover Ratio	7.92	21.59	2.79
5yr Avg Net Profit Margin	0.76 %	0.26 %	762.73 %
Price to Book	0.49	1.06	6.32
P/E	5.18	22.74	52.68
5yr Avg Cash Conversion Cycle	0.76 Days	0.85 Days	51.61 Days
Inventory Days	0.58 Days	1.26 Days	11.89 Days
Days Receivable	0.29 Days	1.82 Days	0.0
Days Payable	0.21 Days	2.04 Days	19.42 Days
5yr Average Interest Coverage Ratio	7.67	3.04	29.32
5yr Avg ROCE	13.0 %	20.06 %	-28.43 %
5yr Avg Operating Profit Margin	1.25 %	0.54 %	-605.71 %
5 yr average Debt to Equity	0.4	0.89	2.23
5yr CAGR Net Profit	15.68 %	n/a	n/a
5yr Average Return on Assets	5.6 %	4.38 %	4.73 %
Shareholdings
Promoter Holding	74.65 %	75.0 %	89.93 %
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	1.94 %	-14.73 %	0.0
Change in Mutual Fund Holding (3 Yrs)	0.0	0.0	0.03 %

Business

	Paul Merchants	Delphi World Money	MMTC
Product Wise Break-Up	Product Wise Break-Up Foreign Exchange 94.56 Gold Loan 4.97 Travel & Tourism 0.19 International Money Transfer 0 Money Transfer 0 Wind Power 0 Foreign Exchange 0 Others 0.28	Product Wise Break-Up Gold Loan 0 Travel & Tourism 0 Wind Power 0 Foreign Exchange 100.0 Money Transfer 0 International Money Transfer 0	-
Operating Profit Break-Up	Operating Profit Break-Up Gold Loan 97.63 Forex 2.37 Travel 0	-	-
Asset Break-Up	Asset Break-Up Gold Loan 80.1 Forex 2.38 Travel 0.42 Fertilizers 0 Agro Products 0 Coal & Hydrocarbon 0 Minerals 0 Metals 0 Precious Metals 0 Others 17.1	-	Asset Break-Up Precious Metals 0.5 Gold Loan 0 Minerals 0.57 Travel 0 Metals 0.41 Agricultural 12.86 Forex 0 Fertilisers 0.42 Coal & Hydrocarbon 31.69 Others 53.55