Market Cap
₹68,525 Cr.
P/E
28.45
About
SBI Cards and Payment Services Limited, established in 1998 by State Bank of India and GE Capital, is based in Gurgaon, Haryana. It specializes in issuing credit cards to Indian consumers, offering a … Read more
SBI Cards and Payment Services Limited, established in 1998 by State Bank of India and GE Capi… Read more
Low
648
52W Range
High
893
Quick View
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Company Timeline

Forensics

10 Yes

Positive for this company

1 Neutral

Neutral for this company

5 No

Negative for this company

0 No Data

Insufficient data to analyse

ROE
Latest
19.93%
3yr Average
21.25%
5yr Average
20.54%
Net Profit Margin
Latest
14.19%
3yr Average
15.28%
5yr Average
13.97%
Market Share
15.98 %
(as of May 24)
Credit Card Transactions - Market Share
Revenue mix

Product Wise Break-Up

Location Wise Break-Up

Customer Segment

Borrowings Break-Up

Recievable Mix

Operational Metrics

    Select a Metric
    • Cost To Income Ratio (%)
    • Gross NPA (%)
    • Net Interest Margin (%)
    • Online Spend as a % of Total Spend (%)
    • Interest Income Yield - Credit Cards (%)
    • Cards In Force (Thousands)
    • 30 Day Spend Active Rate (%)
    • Receivable Per Card (Rs)
    • Net NPA (%)
    • Cost of Borrowing (%)
    • Capital to Risks Assets Ratio (CRAR) (%)
    • Tier 2 Capital (%)
    • Tier I Capital (%)
    Peer Comparison
    FAQs on SBI Cards And Payment Services Ltd. Business

    SBI Cards, established in 1998 by State Bank of India and GE Capital, issues credit cards in India with a focus on providing diverse payment products and insurance services to cater to individual and corporate needs.

    SBI Cards AndPayment major competitors are Muthoot Finance, Sundaram Finance, L&T Finance, Shriram Finance, Mah & Mah Finl. Serv, Poonawalla Fincorp, Cholamandalam Fin..
    Market Cap of SBI Cards AndPayment is ₹68,525 Crs.
    While the median market cap of its peers are ₹45,043 Crs.

    SBI Cards AndPayment seems to be financially stable compared to its peers.
    The probability of it going bankrupt or facing a financial crunch seem to be lower than its immediate peers.

    Company Filing
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    Earnings Release Mar Jun Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec
    Investor Presentation Mar Jun Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec
    Conference Call Mar Jun Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec
    Conference Call SummaryCon Call Summary Jun Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec
    Discussions & Analysis