SBI Life Insurance Company Ltd.

Financial

	SBI Life Insuran	HDFC Life Insurance	Life Insurance Corp
Operational Metrics
Life Insurance Sector
Embedded Value	61840.0 Crs	52110.0 Crs	821716.0 Crs
Value Of New Business Margin (VNB)	26.9 %	24.6 %	17.1 %
Management Expense Ratio - Life Insurance	10.57 %	20.87 %	13.47 %
61 Month Persistency Ratio	63.3 %	60.0 %	59.69 %
13 Month Persistency Ratio	86.1 %	88.0 %	68.61 %
Commission Ratio - Life Insurance	4.9 %	10.94 %	5.57 %
AUM - Life Insurance	441680.0 Crs	324940.0 Crs	5477651.0 Crs
New Business Performance - Life Insurance	3275.26 Crs	3011.44 Crs	16292.67 Crs
Claim Settlement Ratio	99.17 %	99.7 %	98.66 %
Financials
5 yr Average ROE	0.0	0.0	0.0
5yr average Equity Multiplier	n/a	n/a	n/a
5yr Average Asset Turnover Ratio	n/a	n/a	n/a
5yr Avg Net Profit Margin	n/a	n/a	n/a
P/E	62.15	76.75	11.48
5yr CAGR Net Profit	5.89 %	3.94 %	72.1 %
Shareholdings
Promoter Holding	55.38 %	50.32 %	96.51 %
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	-0.31 %	-3.45 %	0.01 %
Change in Mutual Fund Holding (3 Yrs)	3.39 %	6.75 %	0.38 %

Business

	SBI Life Insuran	HDFC Life Insurance	Life Insurance Corp
Product Wise Break-Up	Product Wise Break-Up Life 80.52 Pension 12.93 Annuity 6.25 Variable Insurance 0.27 Health Business 0 Variable Business 0 Annuity Business 0 Pension Business 0 Life Insurance 0 Others 0.03	-	Product Wise Break-Up Life Insurance 73.69 Annuity 0 Life 0 Annuity Business 3.13 Pension 0 Variable Insurance 0 Health Business 0 Pension Business 23.18 Variable Business 0
Location Wise Break-Up	Location Wise Break-Up India 100.0 Domestic 0	Location Wise Break-Up Domestic 100.0 India 0	Location Wise Break-Up Domestic 0 India 100.0
Distribution Channel	Distribution Channel Bancassurance 51.0 Agency 21.0 Group Savings 0 Group Protection 0 Bancassurance & Broker 0 Agency & Direct 0 Web Aggregators 0 Direct Business 0 Corporate Agents - Others 0 Corporate Agents - Banks 0 Individual Agents 0 Others 28.0	Distribution Channel Group Premium 11.0 Agency 20.0 Agency 0 Bancassurance 0 Bancassurance 56.0 Corporate Agents - Others 0 Individual Agents 0 Web Aggregators 0 Corporate Agents - Banks 0 Group Savings 13.0 Direct Business 0	Distribution Channel Group Protection 0 Agency & Direct 0 Agency 0 Bancassurance 0 Bancassurance & Broker 0 Corporate Agents - Others 0.12 Individual Agents 93.8 Web Aggregators 0.76 Corporate Agents - Banks 3.12 Group Savings 0 Direct Business 2.2
Investment Break-Up	Investment Break-Up Government securities 52.08 Other Approved Securities 46.12 Investments in Infrastructure and Social Sector 1.8 Infrastructure Investment Fund 0 Deep Discount Bonds 0 CBLO/Repo Investments 0 Other than Approved Investments 0 Investment Properties - Real Estate 0 Mutual Funds 0 Fixed Deposit 0 Debentures / Bonds 0 Equity 0 0 0 Other than Approved Securities 0 Investments In Infrastructure 0 Other Investments 0 Government Securities & Treasury Bills 0	Investment Break-Up CBLO/Repo Investments 2.51 Mutual Fund 0.15 Government securities 53.06 Investments In Infrastructure 0 Government securities 0 Deep Discount Bonds 0.36 Infrastructure Investment Fund 0 Other Investments 0 Equity 7.92 Fixed Deposits 0.32 Other than Approved Securities 0 Debenture 6.31 Investments in Infrastructure and Social Sector 12.77 Other than Approved Investments 1.65 Government Securities & Treasury Bills 0 Other Approved Securities 0 Investment Property 0.49 Others 14.46	Investment Break-Up CBLO/Repo Investments 0 Mutual Funds 0 0 Investments In Infrastructure 8.06 Government securities 0 Deep Discount Bonds 0 Infrastructure Investment Fund 0 Other Investments 30.53 Equity 0 Fixed Deposit 0 Other than Approved Securities 1.12 Debentures / Bonds 0 0 Other than Approved Investments 0 Government Securities & Treasury Bills 59.39 Other Approved Securities 0.22 Investment Properties - Real Estate 0 Others 0.68
Premium Break-Up - Life Insurance	Premium Break-Up - Life Insurance Unit Linked 47.18 Non participating 44.45 Participating 8.37 Annuity 0 Protection 0 Term 0 Group Savings 0 Non-Participating 0 Unit linked(UL) 0	Premium Break-Up - Life Insurance Non-Participating 19.0 Protection 29.0 Non participating 0 Annuity 20.0 Unit linked(UL) 8.0 Participating 10.0 Unit Linked 0 Term 0 Group Savings 14.0	-

SBI Life Insurance Company Ltd.

SBI Life Insurance Company Ltd.

SIGN UP FOR FREE