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SPANDANA
|
Spandana Sphoorty
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Fusion Finance
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CreditAccess Grameen
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|---|---|---|---|
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Operational Metrics
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Banking Sector
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Net Interest Margin
|
11.3 % | 8.9 % | 13.0 % |
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Yield On Advances
|
21.1 % | 19.1 % | n/a |
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NBFC
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Cost To Income Ratio
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77.7 % | 75.9 % | 30.4 % |
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Cost of Borrowing
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12.2 % | 10.3 % | 9.8 % |
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AUM - NBFC
|
8936.0 Crs | 10599.0 Crs | 24810.0 Crs |
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Capital to Risks Assets Ratio (CRAR)
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36.0 % | 22.2 % | 25.9 % |
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Gross NPA
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4.85 % | n/a | 3.99 % |
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Net NPA
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0.98 % | n/a | 1.28 % |
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Financials
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5 yr Average ROE
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7.01 % | 9.08 % | 12.5 % |
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5yr average Equity Multiplier
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2.84 | 4.32 | 4.45 |
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5yr Average Asset Turnover Ratio
|
0.19 | 0.17 | 0.15 |
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5yr Avg Net Profit Margin
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12.11 % | 12.14 % | 17.84 % |
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5yr Avg Net Profit Margin
|
12.11 % | 12.14 % | 17.84 % |
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5yr CAGR Net Profit
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7.33 % | 48.65 % | 34.09 % |
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5yr CAGR Sales
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8.58 % | 27.0 % | 24.85 % |
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5 yr CAGR PPOP
|
n/a | n/a | n/a |
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Price to Book
|
0.66 | 1.06 | 2.67 |
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P/E
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0.0 | 0.0 | 21.16 |
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Shareholdings
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Promoter Holding
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48.13 % | 57.71 % | 66.43 % |
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Share Pledged by Promoters
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0.0 | 6.38 % | 0.0 |
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Change in Promoter Holding (3 Yrs)
|
-14.49 % | -10.47 % | -7.42 % |
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Change in Mutual Fund Holding (3 Yrs)
|
0.31 % | 2.42 % | -0.24 % |
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Spandana Sphoorty
|
Fusion Finance
|
CreditAccess Grameen
|
|
|---|---|---|---|
|
Product Wise Break-Up
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Product Wise Break-Up
|
-
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Product Wise Break-Up
|
|
Location Wise Break-Up
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Location Wise Break-Up
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Location Wise Break-Up
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Location Wise Break-Up
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Customer Segment
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Customer Segment
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Customer Segment
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-
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Borrowings Break-Up
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Borrowings Break-Up
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Borrowings Break-Up
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Borrowings Break-Up
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AUM Break-Up - NBFC
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AUM Break-Up - NBFC
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-
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AUM Break-Up - NBFC
|