Tijori
Ujjivan Financial Services Limited
Market Capital
₹ 2,762 Cr.
P/E
9.78
Share Price
₹227.05 -8.80 (-3.73%)
  • Ujjivan Financial Services Limited
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Revenue Mix
Loan Break-Up
Location Wise Break-Up
Borrowings
About
  • Ujjivan Financial Services is the holding company of Ujjivan Small Finance Bank Ltd. Ujjivan SFB commenced its banking operations in February 2017 by the transfer of assets and liabilities of Ujjivan Financial Services. Ujjivan Financial Services was set up in 2005 by Mr Samit Ghosh and focused on the urban sector.
  • The business model is based on providing collateral free, small ticket loans to economically active women in the Joint Liability Group (JLG) format. Ujjivan now also offers individual loans to Micro and Small Enterprises (MSEs). In FY16, Ujjivan received an in-principle approval from the RBI, amongst 72 others, to set up a Small Finance Bank (SFB) and commenced these operations in FY17.
Operational Metrics for Ujjivan Financial
Banks
17.66% (as of Mar 19)
Tier I Capital
NBFC
10.80% (as of Sep 19)
Net Interest Margin
18.10% (as of Sep 19)
Tier I Capital
69.50% (as of Sep 19)
Cost to Income Ratio
9.30% (as of Sep 19)
Cost Of Borrowing
12,864Cr (as of Sep 19)
AUM - NBFC
18.80% (as of Sep 19)
Capital Adequacy Ratio
0.90% (as of Sep 19)
Gross NPA
0.30% (as of Sep 19)
Net NPA
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Compare with Competitors


Competitors
Peer Name Market Cap.
Ujjivan Financial Services Limited 2,762
IIFL Holdings Limited 2,527
IDFC Limited 3,001
Indostar Capital Finance Limited 3,069
MAS Financial Services Limited 3,427
Capri Global Capital Limited 3,475
PNB Housing Finance Limited 3,516
Tata Investment Corporation Limited 3,671
Equitas Holding Limited 1,627
PTC India Limited 1,529
S.E. Investments Limited 1,428
IIFL Securities 1,283
Shriram City Union Finance Limited 4,364
IFCI Limited 1,158
PTC India Financial Services Limited 1,156
BF Investment Limited 1,147
Repco Home Finance Limited 937
PNB Gilts Limited 811
Capital India Finance Limited 805
Magma Fincorp Limited 725
Can Fin Homes Limited 4,927
Muthoot Capital Services Limited 588
Centrum Capital Limited 558
GIC Housing Finance Limited 470
Dewan Housing Finance Corporation Limited 424
Finkurve Financial Services Limited 419
Satin Creditcare Network Limited 405
NBI Industrial Finance Company Limited 390
Arman Financial Services Limited 373
Niyogin Fintech Limited 359
SREI Infrastructure Finance Limited 329
Tourism Finance Corporation of India Limited 281
Sastasundar Ventures Limited 275
Reliance Capital Limited 250
Choice International Limited 239
Sat Industries Limited 204
GCM Securities Limited 178
Crest Ventures Limited 177
Santosh Industries Limited 157
Store One Retail India Limited 148
SIL Investments Limited 147
SRG Housing Finance Limited 144
Kiran Vyapar Limited 142
A.K. Capital Services Limited 130
Industrial Investment Trust Limited 115
South India Projects Limited 115
Capital Trust Limited 111
Emkay Global Financial Services Limited 107
CSL Finance Limited 100
Reliance Home Finance Limited 96
Arnold Holdings Limited 92
Maharashtra Apex Corporation Limited 87
Coral India Finance & Housing Limited 87
IndiaNivesh Limited 81
Vaarad Ventures Limited 72
Monarch Networth Capital Limited 71
LKP Finance Limited 67
Vibrant Global Capital Limited 45
India Home Loan Limited 45
Pro Fin Capital Services Limited 14
TATA Capital Financial Services Limited 0
Capital First Limited 5,821
Indiabulls Securities Limited 6,269
Cholamandalam Financial Holdings Ltd 6,285
Housing and Urban Development Corporation 6,716
JM Financial Limited 7,044
Edelweiss Financial Services Limited 7,246
CreditAccess Grameen Limited 7,655
Indiabulls Housing Finance Limited 7,808
IIFL Wealth 8,723
Motilal Oswal Financial Services Limited 9,932
Aavas Financiers Limited 11,022
L&T Finance Holdings Limited 11,959
SKS Microfinance Limited 12,597
LIC Housing Finance Limited 13,010
Aditya Birla Capital Limited 13,373
Manappuram Finance Limited 13,451
Sundaram Finance Limited 14,207
Mahindra & Mahindra Financial Services Limited 15,821
Cholamandalam Investment and Finance Company Limited 16,495
Shriram Transport Finance Company Limited 16,982
Rural Electrification Corporation Limited 19,838
Power Finance Corporation Limited 21,398
AU Small Finance Bank Limited 21,893
Gruh Finance Limited 23,292
Piramal Enterprises Limited 32,932
Muthoot Finance Limited 51,410
Bajaj Finserv Limited 96,638
Bajaj Finance Limited 191,222
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Investors
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Ujjivan Financial Services Limited
1.1
Also invests in Share %
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9.8
Ujjivan Financial Services Limited
5.8
Also invests in Share %
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8.1
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7.7
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7.4
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6.8
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6
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Ujjivan Financial Services Limited
4.5
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4.2
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3.1
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2.4
AU Small Finance Bank Limited
2
Bandhan Bank Limited
1.8
Also invests in Share %
Ujjivan Financial Services Limited
2.9
Manappuram Finance Limited
1.8
Shilpa Medicare Limited
1.5
Also invests in Share %
Sobha Limited
7.5
Ujjivan Financial Services Limited
2.9
SpiceJet Ltd
1.9
Abbott India Limited
1.8
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1.3
BASF India Limited
1.3
Also invests in Share %
Bajaj Finserv Limited
39.2
Bajaj Electricals Limited
16.4
Ujjivan Financial Services Limited
2.6
Credit Analysis And Research Limited
1.7
Heidelberg Cement India Limited
1.3
Bajaj Hindusthan Limited
1.2
Also invests in Share %
Ujjivan Financial Services Limited
1.4
Maharashtra Scooters Limited
1.2
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Price
227.05 -8.80 (-3.73%)
Benchmarking
1792
Balance Sheet
  • Standalone
  • Consolidated
  • View Detailed
(in Rs. Cr.) Mar 2010 Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019
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Profit & Loss
  • Standalone
  • Consolidated
  • View Detailed
(in Rs. Cr.) Mar 2010 Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019