SBI Life Insurance Company Ltd.

Financial

	SBI Life Insuran	HDFC Life Insurance	Life Insurance Corp
Operational Metrics
Life Insurance Sector
Embedded Value	51260.0 Crs	47468.0 Crs	662605.0 Crs
Value Of New Business Margin (VNB)	28.1 %	26.3 %	14.6 %
Management Expense Ratio - Life Insurance	9.74 %	19.45 %	15.52 %
61 Month Persistency Ratio	58.1 %	51.1 %	56.16 %
13 Month Persistency Ratio	85.3 %	83.4 %	70.89 %
Commission Ratio - Life Insurance	4.8 %	8.02 %	5.86 %
AUM - Life Insurance	388920.0 Crs	292220.0 Crs	4743389.0 Crs
New Business Performance - Life Insurance	1688.41 Crs	1575.17 Crs	12383.64 Crs
Claim Settlement Ratio	98.39 %	99.7 %	96.1 %
Financials
5 yr Average ROE	0.0	0.0	0.0
5yr average Equity Multiplier	n/a	n/a	n/a
5yr Average Asset Turnover Ratio	n/a	n/a	n/a
5yr Avg Net Profit Margin	n/a	n/a	n/a
P/E	75.79	76.76	14.6
5yr CAGR Net Profit	5.34 %	1.38 %	68.79 %
Shareholdings
Promoter Holding	55.42 %	50.37 %	96.5 %
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	-0.28 %	-8.49 %	0.0
Change in Mutual Fund Holding (3 Yrs)	6.44 %	1.49 %	-0.06 %

Business

	SBI Life Insuran	HDFC Life Insurance	Life Insurance Corp
Product Wise Break-Up	Product Wise Break-Up Life 74.65 Pension 18.06 Annuity 7.04 Variable Insurance 0.23 Health Business 0 Variable Business 0 Annuity Business 0 Pension Business 0 Life Insurance 0 Others 0.02	-	Product Wise Break-Up Health Business 0.06 Annuity Business 3.07 Variable Business 0 Annuity 0 Pension 0 Life 0 Variable Insurance 0 Life Insurance 68.58 Pension Business 27.26 Others 1.03
Location Wise Break-Up	Location Wise Break-Up India 100.0 Domestic 0	Location Wise Break-Up Domestic 100.0 India 0	Location Wise Break-Up Domestic 0 India 100.0
Distribution Channel	Distribution Channel Bancassurance 52.0 Agency 18.0 Group Savings 0 Group Protection 0 Bancassurance & Broker 0 Agency & Direct 0 Web Aggregators 0 Direct Business 0 Corporate Agents - Others 0 Corporate Agents - Banks 0 Individual Agents 0 Others 30.0	Distribution Channel Agency 0 Direct Business 0 Group Premium 11.0 Web Aggregators 0 Corporate Agents - Others 0 Agency 20.0 Corporate Agents - Banks 0 Bancassurance 56.0 Bancassurance 0 Group Savings 13.0 Individual Agents 0	Distribution Channel Agency 0 Direct Business 2.2 Group Protection 0 Web Aggregators 0.76 Corporate Agents - Others 0.12 Agency & Direct 0 Corporate Agents - Banks 3.12 Bancassurance & Broker 0 Bancassurance 0 Group Savings 0 Individual Agents 93.8
Investment Break-Up	Investment Break-Up Government securities 51.47 Other Approved Securities 32.54 Investments in Infrastructure and Social Sector 15.99 Infrastructure Investment Fund 0 Deep Discount Bonds 0 CBLO/Repo Investments 0 Other than Approved Investments 0 Investment Properties - Real Estate 0 Mutual Funds 0 Fixed Deposit 0 Debentures / Bonds 0 Equity 0 0 0 Other than Approved Securities 0 Investments In Infrastructure 0 Other Investments 0 Government Securities & Treasury Bills 0	Investment Break-Up Investment Property 0.49 Government securities 53.06 Investments In Infrastructure 0 Other Approved Securities 0 Infrastructure Investment Fund 0 Government securities 0 Investments in Infrastructure and Social Sector 12.77 CBLO/Repo Investments 2.51 Deep Discount Bonds 0.36 Fixed Deposits 0.32 Other than Approved Securities 0 Mutual Fund 0.15 Other Investments 0 Equity 7.92 Other than Approved Investments 1.65 Debenture 6.31 Government Securities & Treasury Bills 0 Others 14.46	Investment Break-Up Investment Properties - Real Estate 0 0 Investments In Infrastructure 7.02 Other Approved Securities 0.64 Infrastructure Investment Fund 0 Government securities 0 0 CBLO/Repo Investments 0 Deep Discount Bonds 0 Fixed Deposit 0 Other than Approved Securities 1.7 Mutual Funds 0 Other Investments 27.45 Equity 0 Other than Approved Investments 0 Debentures / Bonds 0 Government Securities & Treasury Bills 63.18 Others 0.01
Premium Break-Up - Life Insurance	Premium Break-Up - Life Insurance Unit Linked 59.15 Non participating 32.57 Participating 8.28 Annuity 0 Protection 0 Term 0 Group Savings 0 Non-Participating 0 Unit linked(UL) 0	Premium Break-Up - Life Insurance Non participating 0 Unit linked(UL) 8.0 Term 0 Annuity 20.0 Unit Linked 0 Participating 10.0 Non-Participating 19.0 Protection 29.0 Group Savings 14.0	-

SBI Life Insurance Company Ltd.

SBI Life Insurance Company Ltd.

SIGN UP FOR FREE