The Karnataka Bank Ltd.

KTKBANK

₹170.0

0.18% (0.3)

Market Cap

₹6,420 Cr.

P/E

4.96

About

Karnataka Bank Limited is a prominent 'A' Class Scheduled Commercial Bank in India. Established in 1924 in Mangaluru, Karnataka, the bank offers a wide array of specialized products and services tailo… Read more

Karnataka Bank Limited is a prominent 'A' Class Scheduled Commercial Bank in India. Establishe… Read more

Low

169

52W Range

High

254

Timeline

Key company specific updates

Company Timeline

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Forensics

6 Yes

Positive for this company

1 Neutral

Neutral for this company

9 No

Negative for this company

0 No Data

Insufficient data to analyse

Accounting & Shareholding

Pledge

Promoters have not pledged a significant portion of their holding
Promoter Holding

Promoter has not sold any shares in the last 90 days
Retail Holding

Retail has been buying the stock which is usually a sign of exuberance
Contingent Liabilities

Company has significant contigent liabilities which can be risky
Other Income

Other income component is making ratios of the company look optically better

Price & Performance

ROE

Net profit margin is responsible for roe increase over last 10 years
Share price

Share price has increased over last 10 years due to earnings
Current vs Historic Valuation

Company is trading at a discount to 3yr historic valuations
Net NPA

Npa's of the company is currently under control
ROE Stregth

Roe of the company is consistently strong
Cost Of Borrowing

Cost of borrowing of the company seems to be trending up
Cost to Income Ratio

Operational cost of company is trending up
Net Interest Margin

Net interest margin of the company is trending down
Sales Growth

Sales of the company has grown at a slow pace
Margin Stability

Margins of the company are volatile
Balance Sheet - Strength

Latest balance sheet is weak, and historically as well

Market Share

0.44 %

(as of Sep 24)

Historic

Bank Advances - Market Share

0.46 %

(as of Sep 24)

Historic

Bank Deposits - Market Share

0 %

(as of Dec 24)

Historic

Credit Card Transactions - Market Share

0.69 %

(as of Dec 24)

Historic

Debit Card Transactions - Market Share

0.06 %

(as of Dec 24)

Historic

Internet Banking - Market Share

0.27 %

(as of Dec 24)

Historic

Mobile Banking Transactions - Market Share

0.36 %

(as of Sep 24)

Historic

Net Interest Income(NII) - Market Share

Revenue mix

Segment Break-Up

Loan Break-Up

Location Wise Break-Up

Operating Profit Break-Up

Borrowings Break-Up

Asset Break-Up - Segment Wise

Priority vs Non-Priority Sector

NPA Break-Up

Operational Metrics

Net Interest Margin (%)
Source
Yield On Advances (%)
Source
Gross NPA (%)
Source
Net NPA (%)
Source
CASA Ratio (%)
Source
CASA vs Liabilities (%)
Source
Credit Deposit Ratio (%)
Source
Cost To Income Ratio (%)
Source
Fresh Slippages - Quarterly (Crs)
Source
Capital to Risks Assets Ratio (CRAR) (%)
Source
Tier 2 Capital (%)
Source
Tier I Capital (%)
Source
Cost of Borrowing (%)
Source

Peer Comparison

FAQs on The Karnataka Bank Ltd. Business

What does Karnataka Bank do?

Karnataka Bank Limited is a top 'A' Class Scheduled Commercial Bank in India offering a diverse range of customized banking products and services to meet the needs of all types of customers, from businesses to individuals.

Who are the competitors of Karnataka Bank?

Karnataka Bank major competitors are South Indian Bank, Tamilnad Mercantile, Ujjivan Small Fin, Equitas Small Fin., CSB Bank, DCB Bank, RBL Bank.
Market Cap of Karnataka Bank is ₹6,421 Crs.
While the median market cap of its peers are ₹6,355 Crs.

Is Karnataka Bank financially stable compared to its competitors?

Karnataka Bank seems to be financially stable compared to its competitors.
The probability of it going bankrupt or facing a financial crunch seem to be lower than its immediate competitors.

View FAQ's On Shareprice

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Discussions & Analysis

The Karnataka Bank Ltd.

View the discussion on ValuePickr

Banking Sector

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A Primer on AT1 and Tier 2 Bonds - Kirtan A Shah

Banking Sector: Commonly Used Terms - Kirtan Shah

What Is Co-Lending? - Sahil Sharma

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Raw Material

The Karnataka Bank Ltd.

The Karnataka Bank Ltd.

About

Timeline

Company Timeline

6 Yes

1 Neutral

9 No

0 No Data

Accounting & Shareholding

Pledge

Promoter Holding

Retail Holding

Contingent Liabilities

Other Income

Price & Performance

ROE

Share price

Current vs Historic Valuation

Net NPA

ROE Stregth

Cost Of Borrowing

Cost to Income Ratio

Net Interest Margin

Sales Growth

Margin Stability

Balance Sheet - Strength

Segment Break-Up

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Loan Break-Up

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Location Wise Break-Up

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Operating Profit Break-Up

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Borrowings Break-Up

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Asset Break-Up - Segment Wise

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Priority vs Non-Priority Sector

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NPA Break-Up

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What does Karnataka Bank do?

Who are the competitors of Karnataka Bank?

Is Karnataka Bank financially stable compared to its competitors?

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