Tijori
Punjab National Bank
Market Capital
₹ 32,984 Cr.
P/E
75.23
Share Price
₹35.05 -2.05 (-5.53%)
  • Punjab National Bank
  • Overview
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  • Financials
  • Shareholding
  • Knowledge Base
  • Banking Sector

  • Market Share
  • Revenue Mix
  • Operational Metrics

  • Competitors
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  • Price
  • Benchmarking
  • Balance Sheet
  • Profit & Loss
  • Cash Flows
  • Ratios
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Market Share
5.5%
Bank Deposits - Market Share
4.7%
Bank Advances - Market Share
3.7%
Debit Card Transactions - Market Share
0.8%
New Business Premium Life Insurance - Market Share
2.8%
Mobile Banking Transactions - Market Share
2.8%
Housing Loan - Market Share
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Revenue Mix
Segment Break-Up
Location Wise Break-Up
NPA Break-Up
Loan Break-Up
Borrowings
Loan Break-Up - Priority Sector
Priority vs Non-Priority Sector
Loan Break-Up - Personal Loans
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About
  • Punjab National Bank (PNB) established in 1895 in Lahore, Pakistan, expanded its operations through mergers and acquisitions before being nationalized in 1969. GoI owned 62.2% of PNB's equity share capital as March 31, 2018.
  • PNB operated 6,983 branches and 9,668 ATMs as on March 31, 2018. The bank has a strong presence in rural and semi-urban areas, where around 62% of its branches were located as on March 31, 2018.
Operational Metrics for PNB
Banks
2.36% (as of Dec 19)
Net Interest Margin
14.21% (as of Mar 20)
Gross NPA
43.74% (as of Dec 19)
CASA Ratio
37.59% (as of Mar 19)
CASA vs Liabilities
67.82% (as of Mar 19)
Credit Deposit Ratio
3,850Cr (as of Mar 20)
Fresh Slippages - Quarterly
2.24% (as of Mar 20)
Tier 2 Capital
5.78% (as of Apr 20)
Net NPA
7.98% (as of Mar 20)
Yield On Advances
14.14% (as of Mar 20)
Capital Adequacy Ratio
11.90% (as of Mar 20)
Tier I Capital
45.44% (as of Mar 20)
Cost To Income Ratio
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Life Insurance
3,898Crs (as of Mar 19)
Embedded Value
21.10% (as of Mar 19)
Value Of New Business Margin (VNB)
22% (as of Dec 19)
Management Expense Ratio - Life Insurance
73% (as of Dec 19)
13 Month Persistency Ratio
29% (as of Dec 19)
61 Month Persistency Ratio
6% (as of Dec 19)
Commission Ratio - Life Insurance
17,240Crs (as of Mar 18)
AUM - Life Insurance
70.08Cr (as of May 20)
New Business Performance - Life Insurance
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Compare with Competitors


Competitors
Peer Name Market Cap.
Punjab National Bank 32,984
Yes Bank Limited 32,004
IndusInd Bank Limited 37,394
Bank of Baroda 23,819
Muthoot Finance Limited 43,472
Power Finance Corporation Limited 22,084
IDBI Bank Limited 45,000
Union Bank of India 20,534
ING Vysya Bank Limited 19,733
AU Small Finance Bank Limited 19,089
Indian Overseas Bank 17,686
Bank of India 16,155
IDFC Bank Limited 15,372
Canara Bank 15,196
Sundaram Finance Limited 13,931
UCO Bank 13,816
The Federal Bank Limited 10,806
Central Bank of India 9,964
City Union Bank Limited 9,793
RBL Bank Limited 9,211
Indian Bank 7,217
Ujjivan Small Finance Bank 6,749
Bank of Maharashtra 6,738
Vijaya Bank 6,012
Oriental Bank of Commerce 5,926
Corporation Bank 5,904
Bandhan Bank Limited 60,193
State Bank of Bikaner and Jaipur 5,399
State Bank of Travancore 4,318
Syndicate Bank 4,066
United Bank Of India 4,063
MAS Financial Services Limited 3,692
Allahabad Bank 3,445
The Bank Of Rajasthan Ltd. 3,422
CSB Bank 3,239
State Bank of Mysore 2,912
Dena Bank 2,844
Andhra Bank 2,829
Karur Vysya Bank Limited 2,782
DCB Bank Limited 2,580
Karnataka Bank 1,464
The South Indian Bank Limited 1,451
Jammu and Kashmir Bank Limited 1,345
Punjab & Sind Bank 978
Standard Chartered PLC 869
Lakshmi Vilas Bank Limited 753
Arman Financial Services Limited 515
Satin Creditcare Network Limited 474
Dhanlaxmi Bank Limited 350
Axis Bank Limited 124,028
State Bank of India 174,610
ICICI Bank Limited 233,365
Kotak Mahindra Bank Limited 267,048
HDFC Bank Limited 606,868
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Peer Name Market Cap.
Punjab National Bank 32,984
General Insurance Corporation Of India Limited 27,202
IDBI Bank Limited 45,000
Canara Bank 15,196
Max Financial Services Limited 15,130
Aditya Birla Capital Limited 15,050
Exide Industries Limited 13,137
The Federal Bank Limited 10,806
ICICI Prudential Life Insurance Company Limited 59,919
Edelweiss Financial Services Limited 5,250
Max India Limited 1,846
Reliance Capital Limited 307
SBI Life Insurance Company Limited 85,978
Bajaj Finserv Limited 103,295
HDFC Standard Life Insurance Company Limited 119,586
State Bank of India 174,610
ICICI Bank Limited 233,365
Kotak Mahindra Bank Limited 267,048
Housing Development Finance Corporation Limited 327,191
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Peer Name Market Cap.
Punjab National Bank 32,984
Bank of Baroda 23,819
Gruh Finance Limited 23,292
IDBI Bank Limited 45,000
Union Bank of India 20,534
Indian Overseas Bank 17,686
Bank of India 16,155
Canara Bank 15,196
LIC Housing Finance Limited 13,914
L&T Finance Holdings Limited 13,864
The Federal Bank Limited 10,806
Aavas Financiers Limited 10,268
Central Bank of India 9,964
Bank of Maharashtra 6,738
Oriental Bank of Commerce 5,926
Corporation Bank 5,904
Can Fin Homes Limited 4,799
Syndicate Bank 4,066
PNB Housing Finance Limited 3,528
Allahabad Bank 3,445
The South Indian Bank Limited 1,451
Repco Home Finance Limited 812
Axis Bank Limited 124,028
State Bank of India 174,610
ICICI Bank Limited 233,365
Kotak Mahindra Bank Limited 267,048
Housing Development Finance Corporation Limited 327,191
HDFC Bank Limited 606,868
Show More
Peer Name Market Cap.
Punjab National Bank 32,984
Yes Bank Limited 32,004
IndusInd Bank Limited 37,394
Bank of Baroda 23,819
IDBI Bank Limited 45,000
Union Bank of India 20,534
Indian Overseas Bank 17,686
Bank of India 16,155
IDFC Bank Limited 15,372
Canara Bank 15,196
UCO Bank 13,816
The Federal Bank Limited 10,806
Central Bank of India 9,964
City Union Bank Limited 9,793
RBL Bank Limited 9,211
Indian Bank 7,217
Bank of Maharashtra 6,738
Bandhan Bank Limited 60,193
United Bank Of India 4,063
Karur Vysya Bank Limited 2,782
DCB Bank Limited 2,580
Karnataka Bank 1,464
The South Indian Bank Limited 1,451
Jammu and Kashmir Bank Limited 1,345
Punjab & Sind Bank 978
Lakshmi Vilas Bank Limited 753
Dhanlaxmi Bank Limited 350
Axis Bank Limited 124,028
State Bank of India 174,610
ICICI Bank Limited 233,365
Kotak Mahindra Bank Limited 267,048
HDFC Bank Limited 606,868
Show More
Peer Name Market Cap.
Punjab National Bank 32,984
Yes Bank Limited 32,004
IndusInd Bank Limited 37,394
Bank of Baroda 23,819
IDBI Bank Limited 45,000
Union Bank of India 20,534
Indian Overseas Bank 17,686
Bank of India 16,155
IDFC Bank Limited 15,372
Canara Bank 15,196
UCO Bank 13,816
The Federal Bank Limited 10,806
Central Bank of India 9,964
City Union Bank Limited 9,793
RBL Bank Limited 9,211
Indian Bank 7,217
Bank of Maharashtra 6,738
Bandhan Bank Limited 60,193
United Bank Of India 4,063
Karur Vysya Bank Limited 2,782
DCB Bank Limited 2,580
Karnataka Bank 1,464
The South Indian Bank Limited 1,451
Jammu and Kashmir Bank Limited 1,345
Punjab & Sind Bank 978
Lakshmi Vilas Bank Limited 753
Dhanlaxmi Bank Limited 350
Axis Bank Limited 124,028
State Bank of India 174,610
ICICI Bank Limited 233,365
Kotak Mahindra Bank Limited 267,048
HDFC Bank Limited 606,868
Show More
Peer Name Market Cap.
Punjab National Bank 32,984
Yes Bank Limited 32,004
IndusInd Bank Limited 37,394
Bank of Baroda 23,819
IDBI Bank Limited 45,000
Union Bank of India 20,534
Indian Overseas Bank 17,686
Bank of India 16,155
IDFC Bank Limited 15,372
Canara Bank 15,196
UCO Bank 13,816
The Federal Bank Limited 10,806
Central Bank of India 9,964
City Union Bank Limited 9,793
RBL Bank Limited 9,211
Indian Bank 7,217
Bank of Maharashtra 6,738
Bandhan Bank Limited 60,193
United Bank Of India 4,063
Karur Vysya Bank Limited 2,782
DCB Bank Limited 2,580
Karnataka Bank 1,464
The South Indian Bank Limited 1,451
Jammu and Kashmir Bank Limited 1,345
Punjab & Sind Bank 978
Standard Chartered PLC 869
Lakshmi Vilas Bank Limited 753
Dhanlaxmi Bank Limited 350
Axis Bank Limited 124,028
State Bank of India 174,610
ICICI Bank Limited 233,365
Kotak Mahindra Bank Limited 267,048
HDFC Bank Limited 606,868
Show More