Tata Investment Corporation Ltd.

Financial

	Tata Invest Corp	Poonawalla Fincorp	Mah & Mah Finl. Serv
Operational Metrics
NBFC
Capital to Risks Assets Ratio (CRAR)	112.41 %	25.89 %	18.3 %
Tier I Capital	112.41 %	0.0	15.2 %
Gross NPA	0.0	1.85 %	3.69 %
Financials
5 yr Average ROE	1.17 %	2.45 %	8.3 %
5yr average Equity Multiplier	1.07	4.08	5.77
5yr Average Asset Turnover Ratio	0.01	0.13	0.14
5yr Avg Net Profit Margin	86.62 %	18.15 %	10.81 %
5yr Avg Net Profit Margin	86.62 %	18.15 %	10.81 %
5yr CAGR Net Profit	33.57 %	128.44 %	12.44 %
5yr CAGR Sales	21.05 %	7.43 %	5.89 %
5 yr CAGR PPOP	n/a	n/a	n/a
Price to Book	1.04	3.83	1.7
P/E	96.73	180.39	13.77
Shareholdings
Promoter Holding	73.38 %	62.53 %	52.16 %
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	0.0	1.03 %	0.0
Change in Mutual Fund Holding (3 Yrs)	0.1 %	-0.52 %	7.46 %

Business

	Tata Invest Corp	Poonawalla Fincorp	Mah & Mah Finl. Serv
Product Wise Break-Up	Product Wise Break-Up Dividend 77.1 Interest Income 22.9 Net Gain on Fair Value changes 0 Income from shares lent/derivatives 0 MSME LOANS 0 Pre-owned vehicles 0 Auto Lease 0 Affordable Housing 0 MORTGAGE 0 TRACTOR 0 CONSTRUCTION EQUIPMENT 0 COMMERCIAL VEHICLE 0 CAR AND UTILITY VEHICLE 0	Product Wise Break-Up TRACTOR 0 Pre-owned vehicles 14.0 COMMERCIAL VEHICLE 0 Net Gain on Fair Value changes 0 Auto Lease 0 MORTGAGE 0 Small & Medium Enterprises (SME) loans 36.0 Income from shares lent/derivatives 0 CAR AND UTILITY VEHICLE 0 Affordable Housing 0 Interest Income 0 Dividend 0 CONSTRUCTION EQUIPMENT 0 Others 50.0	-
Location Wise Break-Up	Location Wise Break-Up India 100.0 Rest of the World 0 East India 0 West India 0 South India 0 North India 0 Central India 0	Location Wise Break-Up Central India 0 North India 26.0 West India 31.0 East India 13.0 Rest of the World 0 India 0 South India 30.0	Location Wise Break-Up Central India 10.0 North India 33.0 West India 18.0 East India 20.0 Rest of the World 0 India 0 South India 19.0