Ujjivan Small Finance Bank Ltd.

UJJIVANSFB

₹48.56

-1.14% (-0.56)

Market Cap

₹9,406 Cr.

P/E

12.95

Key Ratios

Edit Ratio's

Market cap

9,406 Cr

12.95

Prom Holding

ROE (%)

14.35

ROCE (%)

13.89

Div Yield (%)

3.09

Sales

6,354 Cr

OPM (%)

0.00 %

Debt to Equity

0.47

Edit Ratio's

About

Ujjivan Small Finance Bank Limited is a mass market focused bank in India dedicated to promoti… Read more

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52W Range

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Timeline

Key company specific updates

Company Timeline

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Forensics

8 Yes

Positive for this company

1 Neutral

Neutral for this company

7 No

Negative for this company

0 No Data

Insufficient data to analyse

Accounting & Shareholding

Contingent Liabilities

Company does not have significant contingent liabilities
Pledge

Promoters have not pledged a significant portion of their holding
Promoter Holding

Promoter has not sold any shares in the last 90 days
Retail Holding

Retail has been buying the stock which is usually a sign of exuberance
Other Income

Other income component is making ratios of the company look optically better

Price & Performance

ROE Strength

Roe of the company is consistently strong
ROE

Net profit margin is responsible for roe increase over last 10 years
Current vs Historic Valuation

Company is trading at a discount to 3yr historic valuations
Net NPA

Npa's of the company is currently under control
Sales Growth

Sales of the company has grown at a good pace
Balance Sheet - Strength

Latest bs is strong. the strength was visible historically as well.
Cost Of Borrowing

Cost of borrowing of the company seems to be trending up
Share price

Share price has decreased over last 10 years more due to earnings
Cost to Income Ratio

Operational cost of company is trending up
Net Interest Margin

Net interest margin of the company is trending down
Margin Stability

Margins of the company are volatile

Market Share

0.36 %

(as of Mar 25)

Historic

Net Interest Income(NII) - Market Share

Revenue mix

Segment Break-Up

Loan Break-Up

Location Wise Break-Up

Customer Segment

Operating Profit Break-Up

Borrowings Break-Up

Asset Break-Up

Priority vs Non-Priority Sector

Rural vs Urban

NPA Break-Up

Operational Metrics

Cost To Income Ratio (%)
Source
Gross NPA (%)
Source
Net NPA (%)
Source
CASA Ratio (%)
Source
CASA vs Liabilities (%)
Source
Credit Deposit Ratio (%)
Source
Capital to Risks Assets Ratio (CRAR) (%)
Source
Tier I Capital (%)
Source
Tier 2 Capital (%)
Source
Net Interest Margin (%)
Source
Yield On Advances (%)
Source
Cost of Borrowing (%)
Source
Gross NPA (%)
Source

Peer Comparison

Corporate Actions

Consolidated

DATE

DETAILS

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FAQs on Ujjivan Small Finance Bank Ltd. Business

What does Ujjivan Small Fin do?

Ujjivan Small Finance Bank Limited is an India-based bank focused on financial inclusion, serving underserved segments through a diverse portfolio, extensive branch network, ATMs, phone banking, mobile banking, and internet banking with a technology-driven approach.

Who are the competitors of Ujjivan Small Fin?

Ujjivan Small Fin major competitors are South Indian Bank, Equitas Small Fin., Karnataka Bank, CSB Bank, Tamilnad Mercantile, J&K Bank, DCB Bank.
Market Cap of Ujjivan Small Fin is ₹9,406 Crs.
While the median market cap of its peers are ₹7,316 Crs.

Is Ujjivan Small Fin financially stable compared to its competitors?

Ujjivan Small Fin seems to be financially stable compared to its competitors.
The probability of it going bankrupt or facing a financial crunch seem to be lower than its immediate competitors.

View FAQ's On Shareprice

Global Leaders

Companies with a dominant global position in a product. Might be a sign of very strong moat.

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Companies Doing Major Expansion

Companies in any sector undergoing sizeable expansion

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Discussions & Analysis

Ujjivan Small Finance Bank Ltd.

View the discussion on ValuePickr

Interview With Ittira Davis On Small Finance Bank Ecosystem - Bloomberg Quint

Banking Sector

Why Bank Valuations Are Different - FinShiksha

Berkshire on Bank Valuations - BRK Annual Meeting

Deep Dive Into Indian Banking - Ananth Narayan

A Primer on AT1 and Tier 2 Bonds - Kirtan A Shah

Banking Sector: Commonly Used Terms - Kirtan Shah

What Is Co-Lending? - Sahil Sharma

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Ujjivan Small Finance Bank Ltd.

Ujjivan Small Finance Bank Ltd.

Key Ratios

About

Timeline

Company Timeline

8 Yes

1 Neutral

7 No

0 No Data

Accounting & Shareholding

Contingent Liabilities

Pledge

Promoter Holding

Retail Holding

Other Income

Price & Performance

ROE Strength

ROE

Current vs Historic Valuation

Net NPA

Sales Growth

Balance Sheet - Strength

Cost Of Borrowing

Share price

Cost to Income Ratio

Net Interest Margin

Margin Stability

Segment Break-Up

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Loan Break-Up

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Location Wise Break-Up

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Customer Segment

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Operating Profit Break-Up

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Borrowings Break-Up

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Asset Break-Up

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Priority vs Non-Priority Sector

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Rural vs Urban

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NPA Break-Up

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What does Ujjivan Small Fin do?

Who are the competitors of Ujjivan Small Fin?

Is Ujjivan Small Fin financially stable compared to its competitors?

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