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Ujjivan Small Fin
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CreditAccess Grameen
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Spandana Sphoorty
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Operational Metrics
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Banking Sector
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Cost To Income Ratio
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56.0 % | 29.5 % | 42.9 % |
Gross NPA
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2.1 % | n/a | n/a |
Net NPA
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0.16 % | n/a | n/a |
CASA Ratio
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25.47 % | n/a | n/a |
CASA vs Liabilities
|
19.12 % | n/a | n/a |
Credit Deposit Ratio
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86.35 % | n/a | n/a |
Capital to Risks Assets Ratio (CRAR)
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24.37 % | 24.5 % | 32.0 % |
Tier I Capital
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21.97 % | 23.6 % | n/a |
Tier 2 Capital
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2.4 % | n/a | n/a |
Net Interest Margin
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8.8 % | 13.1 % | 13.9 % |
Yield On Advances
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19.3 % | n/a | 23.1 % |
NBFC
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Cost of Borrowing
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7.5 % | 9.8 % | 12.3 % |
Gross NPA
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2.2 % | 0.97 % | 1.5 % |
Financials
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5 yr Average ROE
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9.46 % | 10.82 % | 7.56 % |
5yr average Equity Multiplier
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7.2 | 4.18 | 2.61 |
5yr Average Asset Turnover Ratio
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0.15 | 0.15 | 0.2 |
5yr Avg Net Profit Margin
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6.34 % | 17.26 % | 13.96 % |
5yr Avg Net Profit Margin
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6.34 % | 17.26 % | 13.96 % |
5yr CAGR Net Profit
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40.74 % | 20.75 % | -47.61 % |
5yr CAGR Sales
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18.47 % | 22.57 % | 4.08 % |
5 yr CAGR PPOP
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36.88 % | n/a | n/a |
Price to Book
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3.86 | 4.04 | 1.68 |
P/E
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14.59 | 17.39 | 12.24 |
Shareholdings
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Promoter Holding
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73.52 % | 66.58 % | 59.75 % |
Share Pledged by Promoters
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0.0 | 0.0 | 2.82 % |
Change in Promoter Holding (3 Yrs)
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-9.8 % | -7.41 % | -2.63 % |
Change in Mutual Fund Holding (3 Yrs)
|
0.54 % | 7.45 % | 2.25 % |
Ujjivan Small Fin
|
CreditAccess Grameen
|
Spandana Sphoorty
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|
---|---|---|---|
Loan Break-Up
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Loan Break-Up
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-
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-
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Segment Break-Up
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Segment Break-Up
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-
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-
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Location Wise Break-Up
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Location Wise Break-Up
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-
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Location Wise Break-Up
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Operating Profit Break-Up
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Operating Profit Break-Up
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-
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-
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Customer Segment
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Customer Segment
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-
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Customer Segment
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Borrowings Break-Up
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Borrowings Break-Up
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Borrowings Break-Up
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Borrowings Break-Up
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Priority vs Non-Priority Sector
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Priority vs Non-Priority Sector
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-
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-
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Rural vs Urban
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Rural vs Urban
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-
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-
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Asset Break-Up
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Asset Break-Up
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-
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-
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NPA Break-Up
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NPA Break-Up
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-
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-
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